Julie Vella, Mortgage Consultant

Julie VellaFirst things first, If you are reading this because you are interested in purchasing or refinancing a home, then congratulations! This can be a very exciting process to go through. I also understand it can be distressing at times. To help in that process, my 20 years of financial and mortgage experience paired with expertise in credit analysis and repair can help ease concerns and answer your financing questions.

Family First offers a wide variety of mortgage products like Conventional, FHA, VA USDA -Rural Development and SONYMA. In addition, Family First coordinates incredible programs like our “First Home Club” that can grant up to $7,500 towards your down payment and closing costs.  I can also search our database of grants to find other opportunities to customize a package for you.

I will walk you through the mortgage process from start to finish to show you how to help make your refinance or buying experience seem effortless! I can work with your credit and other finances to find interest rates and payment schedules that will work for you. If your credit has been through rough times, don’t let it stand in your way. We will develop a plan to repair your credit and get you back on track. My career in the mortgage field is dedicated to serving my clients. This level of commitment has kept clients coming back for the personalized attention time and again.

Family First is here to help you. Members find our local processing and timeliness of service a great benefit. Have comfort in knowing that everything you need can be obtained right in our Penfield NY headquarters. Family First has been lending since 1969 and is proud to support the community and its members. Let me help guide you through your mortgage process whether you are a first-time buyer or an experienced home owner, I will find the right solution for you.

Julie Vella

NMLS ID: 65903
585.281.0389 (mobile/text)
585.586.8225 ex119 (office)
585.586.0915 (fax)

*This email is unsecured, so do not attach private, financially sensitive, or other secure documents.