Checking Accounts

Open a Family First free checking account in just a few easy steps:

  1. Check out Pinnacle Checking (high yield interest) and First Checking (keeping it simple) and see which is best for you. Both accounts are free and offer benefits such as online banking, online bill pay, mobile check deposit, POP (pay other people) money, mobile banking and online check copies. Oh, you’ll also get your first box of checks free upon opening! (We like free.) 
  2. We now have online account opening!  Click here to start the process of conveniently opening a Family First account online!

  3. Receive your debit card. Earn cash rewards from local and national retailers when you use your Family First Visa® Debit Card.  In addition to Family First ATMs, this card will give you access to nearly 30,000 surcharge-free ATMs across the country through our CO-OP partnership.
  4. Change your direct deposit. We can help change direct deposit to your new checking account.  It’s easy! Click here to access a direct deposit form.
  5. Reassign automatic payments and bills. We will help you set up online account access, and then reassign any automatic bill payments to your new checking account.
  6. Convenient E-statement access through home banking. As part of the convenience of on-line access you can view up to 18 months of your statement for free. 

Ready to get started or have questions? Give us a call at 585.586.8225 or stop in to any of our convenient branches today for a 30-minute appointment and start to take advantage of everything our FREE checking accounts offer

Find the right account for you:

  First Checking Pinnacle  First Checking
High Yield Interest  check  
Dividend Paid  check  
Visa Debit Card check
First Box of Checks check
Online Banking check

It's easy to access your funds from your checking account! Family First participates in a shared ATM and branching network that allows surcharge FREE access to ATMs and allows you to handle your finances at other credit unions across the country. Click here to enter a zip code and get a listing of these services!

Members can also order their own checks by going to Enter in the Family First routing number (222382593) and your 13-digit checking account number, then click on “personal checks and supplies” and log in. This will bring you to the personal check design page where you can view all of the designs and verify the starting number.