Auto and Recreational Vehicle Loans

Autos and Motorcycles

Family First knows how exciting it is to purchase a new car.  And who doesn't like that new car smell?  At Family First, whether it is new or “new to you,” we have the financing options you need.

Already own your dream car but don’t have a dream rate on your loan?  Ask one of our friendly Financial Service Representatives about refinancing and see how much you could save.

Family First FCU has the tools and knowledge to make car-buying an easy process. As a member, you are given FREE access to the Autosmart Online Auto Buying service. With one click, you will be able to search through local dealer inventories, research new vehicles and find used cars in your area. You will also find great tools to help you decide if you should lease or buy, find an insurance agent or research your credit report. Check out our FREE Online Auto Buying site to do research on used and new vehicles.

What you need to know before you go shopping:

  • Family First offers pre-approvals so you know how much you can afford.
  • Applications can be submitted on-line, over the phone or in person at one of our branches.  Loan decisions are usually made within 24 hours.
  • Low competitive rates!  Your rate is based on your credit history; which rewards goods credit and doesn't mean you can't be approved if you have credit challenges. 

Financing Programs:

  • Driving Sense - our NEW lease like loan program. Click here for an FAQ!
  • New Car Loan with financing up to 100% of the purchase price plus taxes and fees and term up to 72 months.
  • Used Car Loan with terms up to 60 months on 2 model years or older.
  • Motorcycle Loan with rates and terms the same as our new or used auto loans.

Apply Now


Recreational Vehicles

Looking for a boat or RV this year?  Check out the financing options we have at Family First.  We offer recreational vehicle loans for boats, conversion vans and RVs with terms to fit your financial needs.  And if you already own your boat or RV, we could probably save you some money by refinancing, allowing you to get more mileage out of your money.

What you need to know before you go shopping: 

  • Family First offers pre-approvals so you know how much you can afford.
  • Applications can be submitted online, over the phone or in person at one of our branches. Loan decisions are usually made within 24 hours.
  • Smaller RVs such as jet skis, snow mobiles and ATVs can be financed at a lower recreational vehicle rate if the borrower provides proof of insurance.
  • Our loan terms and rates make Family First financing competitive with financing offered at the dealerships.

Financing Programs:

  • New or Used RV purchases with financing up to 100% of the purchase price plus taxes and fees with terms up to 120 months
  • Large RV loans of $50,000 or greater can be amortized up to 240 months with refinance options after 120 months
  • Refinancing options up to 100% loan to value using the National Automobile Dealer Association (NADA) retail value

Apply Now

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