Skip A Pay

With the Family First Skip-A-Pay option, if you qualify, you'll have one less bill to worry about this holiday season. It will ease your mind and your wallet, and Family First makes it simple.

Fill out the Skip-A-Pay authorization form, and either mail, fax, or drop it off at one of our convenient offices. If you have any questions about completing the form, feel free to call a member service representative at 585.586.8225.

For each approved application, a low $25 processing fee will automatically be deducted from your account. Please see the authorization form for complete details.

You may skip one full payment after six monthly loan payments are made on the following loans only: Vehicle Loan (except Driving Sense auto loan), Personal /Debt Consolidation Loan, Miscellaneous or Share Secured Loan.  All deferrals subject to Family First Federal Credit Union approval. Your Family First Federal Credit Union accounts, including all shares and loans must be current (have no amounts past due) at the time you submit your payment skip request. Finance charges continue to accrue on a daily basis and this deferral amends the original loan agreement, which may change the total amount and the schedule of your repayment. Certain restrictions may apply.