We are aware of fraudulent text messages notifying Family First members that there has been “a new email address added to your account from an unrecognized IP address”. If you receive a text like this, do not respond. If you respond, you will receive a call from a fraudster posing as a Family First employee. Do not give them any information. If you have received this communication, please contact us at 585.586.8225.

The ATM at our Webster Branch is currently unavailable. A service call has been placed. We apologize for this inconvenience. 

Family First Home Banking and the Mobile App will be intermittently unavailable from 1:30 am to 5:30 am on Sunday, February 22 for routine maintenance. This maintenance will also cause Mobile Check Depositing to be completely unavailable from 11:00 pm Saturday, February 21 to 11:00 am on Sunday, February 22. 

Manufactured / Mobile Home Mortgages

Manufactured / Mobile Home Mortgages

Our Members spoke and we listened.  Manufactured housing can offer some challenges in financing.  Family First designed the program around the Member buying or refinancing their Manufactured home.  Are you looking for a long term, fixed rate mortgage for your manufactured home? 

Manufactured Home Loans at Family First offer flexibilities and attractive rates that are difficult to find locally such as:

  • 20 Year Fixed terms available
  • Minimum loan amounts as low as $50,000
  • Double width units have down payment options as low as 5%
  • Real Estate tax and insurance included right in your mortgage payment or waived in some cases
  • Manufactured Homes must be permanently attached to a suitable foundation and be located on our Members property
  • Homes must be manufactured after 7/15/1976 and be constructed according to HUD Certifications.  If you’re unsure, please contact the Mortgage Team at Family First to insure your property will qualify

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