Regardless what kind of loan you are looking for, we have all the tools to help you with your decision! At Family First FCU, we offer our members various types of loans with competitive rates and convenient payment options. We also refinance loans, so bring your high-interest loan to us to lower your rate and save money!
Loan applications are subject to membership eligibility requirements.
Our Loan Options
We have a variety of payment solutions to fit all financial situations: automatic loan payment options, on-line payment options and payment protection plans. Payments can be made with cash, check or electronic transaction.
Personal
Cover life’s expenses with a flexible personal loan, whether you’re planning a vacation, making a large purchase, or consolidating debt into one convenient payment.
Home Equity
Whether you’re buying, refinancing, or using your home’s equity, our experienced lending team is here to guide you every step of the way with flexible financing solutions.
Student
Pay for college with competitive private student loans, and explore refinancing options that may help simplify payments and lower your interest rate.
Auto
Finance your next vehicle with competitive rates and flexible terms. Whether you’re buying, refinancing, or tapping into your vehicle’s equity, we offer financing for cars, motorcycles, and RV’s.
VISA Credit Cards
Choose from the Visa Classic, Visa Platinum, and Visa Business credit cards. All with competitive rates, convenient purchasing power, and options to help you save on interest.
Commercial Real Estate
Whether you’re purchasing a 1-4 unit investment property or growing your real estate portfolio, we offer financing solutions designed to support your investment goals.
Resources
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Insurance & Loan Protection
Guaranteed Asset Protection (GAP) – In the case of an accident or theft when your vehicle is damaged beyond repair, Guaranteed Asset Protection will pay the loan amount difference after the insurance company’s settlement, giving you one less thing to worry about. We also now have a new Auto Deductible Reimbursement feature that is included with this product.
Mechanical Breakdown Protection -The Mechanical Breakdown Protection offers you a comprehensive extended warranty that protects you from the high cost of parts and labor if a breakdown occurs.
This program includes rental reimbursement, 24-hour road-side assistance and towing reimbursement, and emergency travel expense when more than 100 miles from home. New and used vehicles up to 10 model years old with 100,000 miles or less are eligible for coverage. Repairs can be made at any pre-authorized mechanic repair facility and the plan pays the repair facility directly.
Payment Protection Plans – Family First offers affordable credit insurance that provides a safety net for your family in case of an untimely death or disability. With this insurance, you don’t have to worry about who will make your loan payments if you can’t.
