We Help You Achieve Your Home Buying Dreams
- Adjustable and Fixed Rate Mortgage
- FHA and USDA
- First Time Home Buyer Programs and Grants
- Vacation Homes
- Investment Properties
- And More!
We have been made aware that a network issue is causing Family First debit cards to reject at Tops Markets and Walmart. Our vendor is working to correct this issue. We apologize for any inconvenience this may cause.
All Family First branches and the Call Center will be closed on Monday, July 5 in observance of Independence Day.
Whether you are looking to purchase your first home, refinance your existing mortgage loan, or you want to tap into the equity you have already built up in your home…we have all the tools to help you with your decision! At Family First Credit Union, we offer special mortgage programs for all of your unique needs.
With a wide variety of products, we can meet the needs of any homebuyer. Most of our mortgages are handled locally — from application through closing — right here in Penfield NY. We also provide service to the homeowner throughout the life of the loan on our products.
Contact our Mortgage department at 585.586.8225 or use our online scheduling calendar to request an appointment today!
Evaluating how much you can dedicate to the down payment is a key step because it can determine the borrowing costs of your loan in the long run.