We know how special the first-time home buying journey is. But we also know that this journey can be a challenging one if you don’t have a trusted team on your side. We are with you every step of the way to help you settle into your dream home!
We offer numerous mortgage programs to promote homeownership among low to moderate-income individuals throughout Rochester, NY and beyond. Through our partnership with The State of NY Mortgage Agency (SONYMA), the traditional programs offer low interest mortgages for first-time homebuyers.
With Family First and the Homebuyer Dream Program, you can get up to a $15,000 grant to help you purchase your first home!
The HBD is a grant program offered to eligible first time home buyers that provides up to $15,000 on a first come first serve basis. Grant money can be used to pay up to $14,500 towards down payment and closing costs and $500 as credit towards an approved homeowner counseling program.
This grant program is through the Federal Home Loan Bank of New York and is expected to become available in 2020, but it’s important to get pre-approved before then so you’ll be ready to go. Find out more here!
With a SONYMA Mortgage, you can benefit from: