Family First
Family First

Beginning the week of June 6, the hours at our Henrietta Branch will be changing. Please click here for more information.

All Family First branches and the call center will be closed on Monday, July 4 for Independence Day. Have a safe and enjoyable holiday.

1st Time Homebuyers

Our Personalized First Time Homebuyer Assistance

We know how special the first-time home buying journey is. But we also know that this journey can be a challenging one if you don’t have a trusted team on your side. We are with you every step of the way to help you settle into your dream home!

Name(Required)
How would you prefer we contact you?
Are you just starting the home buying process? Do you need to get prequalify right away? Let us know how we can help you and we'll get ready for you.
This field is for validation purposes and should be left unchanged.

Making Your Home Buying Dreams a Reality

We offer numerous mortgage programs to promote homeownership among low to moderate-income individuals throughout Rochester, NY and beyond. Through our partnership with The State of NY Mortgage Agency (SONYMA), the traditional programs offer low interest mortgages for first-time homebuyers.

Home Buyer Dream Program

With Family First and the Homebuyer Dream Program, you can get up to a $10,000 grant to help you purchase your first home!

The HBD is a grant program offered to eligible first time home buyers that provides up to $10,000 on a first come first serve basis. Grant money can be used towards your down payment and closing costs and as credit towards an approved homeowner counseling program.

This grant program is through the Federal Home Loan Bank of New York and is expected to become available in June of 2021. It’s important to get pre-approved before then so you’ll be ready to go.

SONYMA Mortgages

Joining is Easy

Talk to a Mortgage Expert Today

Home Loan Rates