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Family First
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We are aware of fraudulent text messages notifying Family First members that there has been “a new email address added to your account from an unrecognized IP address”. If you receive a text like this, do not respond. If you respond, you will receive a call from a fraudster posing as a Family First employee. Do not give them any information. If you have received this communication, please contact us at 585.586.8225.

Family First Home Banking and the Mobile App will be intermittently unavailable on Sunday, May 26 from 1:00 am to 5:00 am for routine maintenance. We apologize for any inconvenience this may cause. 

We are excited to welcome the members of Focus First Credit Union to the Family First community! For merger information,  updates, and frequently asked questions, click here to learn more.

Rates

Explore Our Competitive Deposit & Loan Rates

Auto

5. 99 %
Auto Rates

Checking

0 .00%
Checking Rates

IRA & CD

4. 10 %
IRA & CD Rates

Savings

5.0 0 %
Savings Rates

Mortgages

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Home Loan

6. 99 %
Home Loan Rates

VISA

10. 99 %
VISA Rates

Other

Personal, Debt, Boats, RVs...

Other Rates

The rates stated above for Auto, Home Loan, Mortgages and VISA are “as low as” rates. Please visit the rates page of each products to view how rates are determined. All loan and mortgage rates are APR (Annual Percentage Rate). All savings rates are APY (Annual Percentage Yield). Rates are valid as of 05/03/2026.

More Ways We Can Help

Calculators

Our Savings Calculators help you discover the best way you can save for all the things you need and want.

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Insights

See first-hand how we can help turn your dreams into a reality at Family First.

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Joining is Easy

Become a Member

Stop in and see what the Family First experience is all about

Find a Branch

Convenience at your fingertips

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Joining is Easy

Become a Member

Stop in and see what the Family First experience is all about

Find a Branch

Convenience at your fingertips

Download Our App

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