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All Family First branches will be closed Friday, July 3 and Saturday, July 4 for Independence Day.

Personal Loans

Borrowing Made Simplified.

We simplify the loan process for you. Family First FCU offers our members various types of loans with competitive rates and convenient payment options. We also refinance loans, so bring your high-interest loan to us to lower your rate and save money.

Our Personal Loans Help You Get One Step Ahead

Need a vacation? Want to buy new furniture? Family First can help with a quick and convenient personal loan.

Personal Loans have a fixed rate and do not require security. They are secured with your signature and can be used for almost any purpose. Our flexible terms ensure the payments will fit into your budget.

The minimum personal loan amount is $1,500 and Family First has both short term loans and longer term loans up to 60 months. Loan decisions are usually made within 24 hours.

Talk to Family First today about your personal loan needs

Consolidate your debt to lower your payments.

Do your credit card interest rates keep going up? Want the convenience of one low monthly payment? 

Family First has debt consolidation loans, which combine two or more outstanding debts into one loan, making it easier to pay and keep track of. These loans have fixed rates and loan decisions are usually made within 24 hours. Terms of up to 60 months are available. 

Talk to a friendly Financial Service Representative about how one monthly fixed payment can simplify your financial life.

Pool - Hardscape Loans

With this loan, Family First can provide you with a great rate and easy terms for your new pool or hardscape! This loan is for in-ground pools only and can include hardscape, concrete and fencing. Hardscape includes patios, decks, gazebos, outdoor kitchens, firepits and more!

  • The loan amount has to be a minimum of $10,000
  • Up to 120 months for your term
  • Rate as low as 5.50% APR (see loan rates page for details)
  • A mortgage will be filed on the property. Mortgage tax, recording fees and flood certification will be paid by Family First. If the loan is paid off within the first 24 months, the fees will be paid back to the credit union by the borrower.

Get excited to spend the summer in your new pool!

Not convinced?

Joining is easy

Convenience at your fingertips

Stop in and see what the Family First experience is all about