Family First
Family First

ALERT: Family First has recently been made aware of a Spectrum Cable scam involving a “service install”. Please exercise caution if you receive a phone call from someone claiming to be Spectrum and offering these services.

All Family First branches and the call center will be closed on Thursday, November 24 for Thanksgiving and will be closing early at 3PM on Friday, November 25. Have a safe and enjoyable holiday!

The Family First Penfield Branch ATM is currently unavailable. We apologize for any inconvenience this may cause and are working to rectify the situation.

Auto Loans & RV Loans

Buying a New Vehicle?

We know how exciting it is to purchase a new car. And who doesn’t like that new car smell? At Family First, whether it is new or “new to you,” we have the financing options you need.

Already own your dream car but don’t have a dream rate on your loan? Ask one of our friendly Financial Service Representatives about refinancing and see how much you could save.

Autos and Motorcycles

We offer Financing Programs to fit your unique needs:

  • New Car Loan with financing up to 100% of the purchase price plus taxes and fees.
  • Used Car Loan with terms up to 60 months on 2 model years or older.
  • Driving Sense – our lease like loan program.
  • Motorcycle Loans with rates and terms the same as our new or used auto loans.

Loan applications are subject to membership eligibility requirements.

Recreational Vehicles

Looking for a boat or RV this year? Check out the financing options we have at Family First. We offer recreational vehicle loans for boats, conversion vans and RVs with terms to fit your financial needs. And if you already own your boat or RV, chances are we can save you some money by refinancing, allowing you to get more mileage out of your money.

We offer Financing Programs to fit your unique needs:

  • New or Used RV purchases with financing up to 100% of the purchase price plus taxes and fees with terms up to 120 months
  • Large RV loans of $50,000 or greater can be amortized up to 240 months with refinance options after 120 months
  • Refinancing options up to 100% loan to value using the National Automobile Dealer Association retail value

Loan applications are subject to membership eligibility requirements.

Auto Equity Loans

Tap into your vehicle’s equity today and get cash out for whatever you need this summer! Whether you’re preparing for your next vacation, paying for unexpected vet bills, or just need emergency funds, this unique product allows you take cash out for whatever your needs may be with a lower interest rate than the typical personal loan.

Joining is Easy

We’re proud to offer some of the most competitive auto rates in town​

heart with a house inside of it

Stop in and see what the Family First experience is all about​

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