We know how exciting it is to purchase a new car. At Family First, whether it is new or “new to you,” we have the financing options you need.
Already own your dream car but don’t have a dream rate on your loan? Ask one of our friendly Financial Service Representatives about refinancing and see how much you could save.
New Purchase
Finance your next vehicle with a simple, flexible auto loan designed for your new purchase.
Refinance
Lower your monthly payment or rate—refinance your auto loan and put more money back in your pocket.
Auto Equity
Tap into your vehicle’s equity today and get cash for whatever you need with a lower interest rate than a typical loan.
Autos & Motorcycles
- New Auto Loan with financing up to 100% of the purchase price plus taxes and fees.
- Used Car loan with terms up to 60 months on 2 model years or older.
- Motorcycle Loans with rates and terms the same as our new or used auto loans.
Loan applications are subject to membership eligibility requirements.
Recreational Vehicles
- New or Used RV purchases with financing up to 100% of the purchase plus taxes and fees with terms up to 120 months
- Refinancing options up to 100% loan to value using the National Automobile Dealer Association retail value
Loan applications are subject to membership eligibility requirements.
First-Time Auto Buyer Program
As a new borrower with little or no credit, getting approved by lenders can be challenging. That’s why Family First developed the First-Time Auto Buyer Program! This program was designed to teach and reward strong financial habits. Let’s explore how the program works;
Requirements
- Borrower must 18 years or older
- At least 28 months of consistent work history to show steady income
- Down payment of at least 20% on the vehicle
After 12 Months of On Time Payments
- If your credit score has increased, you can refinance at a lower interest rate at no additional cost! (If your credit score has stayed the same or gone down, your interest rate will not change)
- Pre-approved for a $1,000 Family First Visa Classic Credit Card
