ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

All Family First branches and the Call Center will be closed on Monday, May 26 for Memorial Day. We hope you have a safe and enjoyable holiday! 

Family First’s Home Banking and Mobile App are currently intermittently unavailable. Our vendor is aware of this and is working to remedy the situation. We apologize for any inconvenience this may cause. 

Auto Loans & RV Loans

Buying a New Vehicle?

We know how exciting it is to purchase a new car. And who doesn’t like that new car smell? At Family First, whether it is new or “new to you,” we have the financing options you need.

Already own your dream car but don’t have a dream rate on your loan? Ask one of our friendly Financial Service Representatives about refinancing and see how much you could save.

Autos and Motorcycles

We offer Financing Programs to fit your unique needs:

  • New Car Loan with financing up to 100% of the purchase price plus taxes and fees.
  • Used Car Loan with terms up to 60 months on 2 model years or older.
  • Driving Sense – our lease like loan program.
  • Motorcycle Loans with rates and terms the same as our new or used auto loans

Loan applications are subject to membership eligibility requirements.

Recreational Vehicles

Looking for a boat or RV this year? Check out the financing options we have at Family First. We offer recreational vehicle loans for boats, conversion vans and RVs with terms to fit your financial needs. And if you already own your boat or RV, chances are we can save you some money by refinancing, allowing you to get more mileage out of your money.

We offer Financing Programs to fit your unique needs:

  • New or Used RV purchases with financing up to 100% of the purchase price plus taxes and fees with terms up to 120 months
  • Refinancing options up to 100% loan to value using the National Automobile Dealer Association retail value

Loan applications are subject to membership eligibility requirements.

Auto Equity Loans

Tap into your vehicle’s equity today and get cash out for whatever you need this summer! Whether you’re preparing for your next vacation, paying for unexpected vet bills, or just need emergency funds, this unique product allows you take cash out for whatever your needs may be with a lower interest rate than the typical personal loan.

Loan applications are subject to membership eligibility requirements.

First-Time Auto Buyer Program

As a new borrower with little or no credit, getting approved by lenders can be challenging. That’s why Family First developed the First-Time Auto Buyer Program! This program was designed to teach and reward strong financial habits. Let’s explore how the program works;

 

Requirements:

  • Borrower must be 18 years or older
  • At least 18 months of consistent work history to show steady income
  • Down payment of at least 20% on the vehicle (good thing you’ve been saving up!)

After 12 Months of On-Time Payments:

  • If your credit score has increased, you can refinance at a lower interest rate with no additional cost! (if your credit score has stayed the same or gone down, your interest rate will not change)
  • Pre-approved for a $1,000 Family First Visa Classic Credit Card

After 24 Months of On-Time Payments:

  • You receive a $50 Gift Card!

Joining is Easy

We’re proud to offer some of the most competitive auto rates in town​

heart with a house inside of it

Stop in and see what the Family First experience is all about​

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