Family First
Family First

Our Greece Branch is temporarily unavailable due to a power outage. RG&E is aware and working to resolve the situation. In the meantime, please visit another Family First location or utilize the Shared Branching network. Click here to find a location near you!

We are excited to welcome the members of Focus First Credit Union to the Family First community! For merger information,  updates, and frequently asked questions, click here to learn more.

Family First Home Banking and the Mobile App will be intermittently unavailable on Sunday, May 26 from 1:00 am to 5:00 am for routine maintenance. We apologize for any inconvenience this may cause. 

Visa Credit

Find the Visa Credit Card that's right for you

Family First offers various Visa® Credit Card options – Visa Classic, Visa Platinum, and Visa Business. All feature low interest rates, whether you are shopping around the corner or around the world. Plus, you can save money by paying off the balances you maintain on higher-interest-rate credit cards. 

Visa Classic

  • Rates as low as 12.15% APR*
  • Credit limits from $500 – $12,000
  • Starter credit card options
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Visa Platinum

  • Rates as low as 10.65% APR*
  • Credit limits from $5,000 – $25,000 
  • Robust rewards program
  • No annual fee
  • No balance transfer fee
  • No cash advance fee 

Visa Business

  • Competitive low interest rates
  • Cash back on everyday business purchases
  • Flexible rewards programs
  • Free online expense reporting tools
  • 24/7 Cardmember Service

Visa Platinum Rewards

With the ScoreCard Rewards Program, you earn points on every purchase made with your Visa Platinum Rewards Card. Points can be redeemed for cash back or used towards your favorite brands, travel, entertainment, and more! Click below to learn more or log in to the secure rewards portal to track and redeem points. 

Starter Credit Cards

With a Starter Visa Classic Credit Card, borrowers can form healthy spending and repayment habits without the risk of an unsecured credit line. This is a great product for new borrowers with limited or no credit history, and individuals who are looking to improve their credit scores.

The Process is Simple!

  1. Complete the easy online application.
  2. Once approved, your new card is secured with funds that are on deposit in a Family First account (Savings or Certificate of Deposit). These acts as collateral while you establish a strong payment history.
  3. After 9-12 months of on-time payments, you can reapply for an unsecured Visa Classic Credit Card, at which time we will release the hold on your funds. No risk. High reward!

Starter Visa Classic Features:

  • Competitive low rates
  • Credit limits from $500 – $5,000
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Visa Classic

  • Rates as low as 12.15% APR*
  • Credit limits from $500 – $12,000
  • Secured credit card options
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Visa Platinum

  • Rates as low as 10.65% APR*
  • Credit limits from $5,000 – $25,000 
  • Robust rewards program
  • No annual fee
  • No balance transfer fee
  • No cash advance fee 

Visa Business

  • Competitive low interest rates
  • Cash back on everyday business purchases
  • Flexible rewards programs
  • Free expense reporting tools
  • 24/7 Member Service

Card Controls

To report a lost or stolen Debit or Credit Card, or fraudulent card activity, please call: 1.833.933.1681. 

Download Card Suite Lite from the App Store or Google Play to easily manage your cards, no matter where you are! Easily register your Family First Visa cards to:

  • Freeze your cards instantly
  • Create real-time transaction alerts
  • Set monthly or transaction spend limits
  • Control where and how your cards can be used

Visa Classic

Use your Family First Visa Classic Credit Card whether you are shopping around the corner or around the world!

  • Rates as low as 12.15% APR*
  • Credit limits from $500 – $12,000
  • Secured credit card options
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Visa Platinum

Earn points with every purchase to get cash back or use towards some of your favorite brands, travel, entertainment, and everyday needs! Click here to visit the ScoreCard Rewards page.

  • Rates as low as 10.65% APR*
  • Credit limits from $5,000 – $25,000 
  • No annual fee
  • No balance transfer fee
  • No cash advance fee

Visa for Business

Family First offers a suite of business credit cards designed to fit your unique business needs. Choose from four top-rated card options, each offering a range of valuable benefits:

  • Competitive low interest rates
  • Cash back on everyday business purchases
  • Flexible rewards programs
  • Free online expense reporting tools
  • 24/7 Cardmember Service
  • And so much more!

Card Controls

Download Card Suite Lite from the App Store or Google Play to easily manage your cards, no matter where you are! Easily register your Family First Visa cards to:

  • Freeze your cards instantly
  • Create real-time transaction alerts
  • Set monthly or transaction spend limits
  • Control where and how your cards can be used

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

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