Family First
Family First

Our phone system is currently experiencing technical difficulties and calls may not connect. Our vendor is aware of this issue and is working to rectify it. 

All Family First branches and the call center will be closed on Monday, January 16 for Dr. Martin Luther King Jr. Day. Have a safe and enjoyable holiday!
We have been informed that some debit and credit card authorizations are currently being rejected. Our card processor has been informed and is working to rectify the situation. We apologize for any inconvenience this may cause.

Checking

Our Free Checking Options

  Pinnacle CheckingFirst Checking
High Yield Interestcheckmark 
Dividend Paidcheckmark 
Visa Debit Cardcheckmarkcheckmark
First Box of Checks Freecheckmarkcheckmark
Online Bankingcheckmarkcheckmark

Pinnacle Checking

At Family First Credit Union, our Pinnacle Checking pays YOU 1.00% interest on balances up to $10,000. You might be thinking, “Okay…what’s the catch? What’s the fee?” No catch. No fee. Just one of the highest dividends in Monroe County for members who meet some really simple requirements.

What our members love about our Pinnacle Checking:

  • 1.00% APY on balances up to $10,000*; dividends are compounded daily and credited monthly
  • VISA Debit card with a cash reward program
  • All Family First ATM Transactions are FREE
  • Access to nearly 30,000 fee-free ATMS and 5,000 branches with our Credit Union partnership
  • Free e-statements, online banking, online bill pay, and online check copies
  • Free box of checks upon opening your account
  • Share Overdraft Protection
  • No minimum balance or monthly fee
  • Must have direct deposit of at least $250 or perform 12 signature based debit card transactions per month AND sign up for e-statements to qualify for dividend
  • The maximum number of Pinnacle Checking Accounts per member at any one time is 5.

*See Checking Account rates page for full details.

First Checking

Our First Checking account is a great no nonsense checking account. Enjoy free checking that includes benefits like a free debit card, your first box of checks, and 24-hour access to online banking. We’ve worked hard to make this one easy for you.

What our members love about First Checking:

  • No minimum balance and no monthly fee
  • VISA Debit card with a cash reward program
  • Access to nearly 30,000 surcharge-free ATMS and 5,000 branches with our Credit Union partnership
  • Share Overdraft Protection
  • Free e-statements, online banking, online bill pay, and online check copies
  • All Family First ATM Transactions are FREE
  • Free box of checks upon opening your account
  • No dividends paid. 

Accessing Your Account

At Family First, it’s easier than ever to access funds from your checking account! We participate in a shared ATM and branching network that allows surcharge FREE access to ATMs and allows you to handle your finances at other credit unions across the country… just one of the perks of being part of our Family.

Open a Family First checking account in just a few easy steps:

1. Select the checking account that’s right for you and click the button below to open your account online.

2. Receive your debit card. Earn cash rewards from local and national retailers when you use your Family First Visa® Debit Card. In addition to Family First ATMs, this card will give you access to nearly 30,000 surcharge-free ATMs across the country though our CO-OP partnership

3. Change your direct deposit. We can help change direct deposit to your new checking account. It’s easy! 

4. Reassign automatic payments and bills. We will help you set up online account access, and then reassign any automatic bill payments to your new checking account.

5. Convenient E-statement access through home banking. As part of the convenience of online access you can view up to 18 months of your statement for free.

Ready to get started or have questions? Give us a call at 585.586.8825 or stop in to any of our convenient branches today for a 30-minute appointment and take advantage of everything our FREE checking accounts offer.

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