We are aware that some of our Family First VISA card holders who are signed up for eStatements received a paper statement for the month of January. These members should have received their January VISA eStatements also and will not receive a paper statement fee. We’re working with our vendor to ensure this doesn’t happen in the future. We apologize for this error. 

All Family First branches and the call center will be closing early at 1:00 PM on Monday, April 8 due to the full solar eclipse happening that afternoon. We hope you enjoy the eclipse!  

Family First Debit and Credit Cards are currently experiencing an issue where transactions are not going through. We are working to resolve this and apologize for the inconvenience.

Youth Accounts

Building a Strong Financial Foundation

At Family First, we believe in teaching even our youngest members the basics of savings so they can grow to be financially successful adults. For all of the firsts life has to offer, from earning their first dollar to buying their first car, we’ll be here every step of the way to support your little one – even when they’re not so little anymore.

Our youth accounts are designed to teach and encourage our younger members about the advantages of saving so that they can be financially successful as they grow. By establishing checking and savings accounts, youth members receive the dual benefit of financial education, as well as prizes and incentives for making smart money choices. 

Youth Account Levels

All Family First members ages under the age of 18 have the benefit of free account service. This means no relationship or paper statement fees!  With just $5, you can get your child started down the road to savings.

Open a BuildingBlocks Account!

Family First knows the importance of teaching good financial habits to our children early in life. That’s why we’ve created the BuildingBlocks account! This account makes saving fun AND rewarding for kids so that they learn the benefits of saving money at a young age. 

New Account Gift – All new savers will get to take home a BuildingBlock Bank where they can collect their savings.

Savings Reward – Then, when they bring in their deposit to a Family First branch, they get to choose a toy from our prize bin! We believe in rewarding children for their successes with saving money. Plus, if they make 2 deposits of $10 or more during a month they’ll be entered into a quarterly drawing for $25!

Direct Deposit – When you set up a direct deposit to your child’s account, they’ll earn an extra $10 when the first deposit comes through! 

Birthday Gift – Every youth member gets a postcard during the month of their birthday – if they bring it back to a Family First branch during their birthday month, they get a free birthday gift! 

Accounts for members younger than 18 need a parent or guardian as joint owner of the account. The minor’s social security number must be provided at account opening, as well as their birth certificate OR a valid government-issued photo ID.

Open a FUNDamentals Account!

The FUNDamentals structure is a step up from BuildingBlocks – they get to take advantage of the same rewards, and then some!

New Account Gift – All new savers will get to take home a BuildingBlock Bank where they can collect their savings.

Savings Reward – When they bring in their deposit to a Family First branch, they get to choose a toy from our prize bin! We believe in rewarding children for saving their money. Plus, if they make 2 deposits of $10 or more during a month they’ll be entered into a quarterly drawing for $25!

Direct Deposit – When you set up a direct deposit to your child’s account, they’ll earn an extra $10 when the first deposit comes through! 

Birthday Gift – Every youth member gets a postcard during the month of their birthday – if they bring it back during their birthday month, they get a free birthday gift! 

We know kids today are more tech-savvy than ever before. With a parent’s permission, they can have the same access as their older counterparts including:

  • Online & Mobile Banking
  • In-Branch Services
  • iTalk telephone banking
  • E-statements

Accounts for members younger than 18 need a parent or guardian as joint owner of the account. The minor’s social security number must be provided at account opening, as well as their birth certificate OR a valid government-issued photo ID.

Open a MyMoney Account!

By establishing a MyMoney checking and savings account with Family First, you can receive the benefits of a financial education and incentives for making smart money choices.

Savings Reward – Like their younger counterparts, MyMoney accounts can still earn a Savings Reward each month! When they make a minimum of 3 in-branch deposits in a month totaling $25 or more, they can claim a prize at any of our branches! Plus, if they make at least 2 deposits of $10 or more during a month they’ll also be entered into a quarterly drawing for $25.

Direct Deposit – Have your paycheck direct deposited into your account to save time and make your funds more easily accessible. Plus, you’ll earn an extra $25 when your first direct deposit comes through! 

Convenient Access – Access your funds anytime using:

  • Online & Mobile Banking
  • iTalk phone banking
  • Text Message Banking
  • Mobile Check Deposit
  • Debit Card*
  • E-Statements

Your ATM/Debit Card can be used at any Family First ATM as well as participating surcharge free ATMs – all with no charge. Visit https://co-opcreditunions.org/ to find participating ATM locations. 

Accounts for members younger than 18 need a parent or guardian as joint owner of the account. The minor’s social security number must be provided at account opening, as well as their birth certificate OR a valid government-issued photo ID.

*Youth Members must have signed parental permission and provide a valid government issued photo ID at the time the checking account is opened. The minor’s first debit card is free. The replacement fee for lost of broken debit cards is $15.

Open a Youth Account Online

Open a youth account online from the comfort of your own home! Use the links below to get started.

Accounts for members younger than 18 need a parent or guardian as joint owner of the account. The minor’s social security number must be provided at account opening, as well as their birth certificate OR a valid government-issued photo ID.

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