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All Family First branches will be closed on Monday, May 25 for Memorial Day.

Youth Accounts

Start early with teaching good savings habits.

Family First makes it both fun and challenging to learn about money and how to save up for that extra special item you really want!

Members of Family First Federal Credit Union who are under 18 enjoy free account service. Children 7 or younger can be in the Pirate’s Cove, while kids from ages 8 to 14 can join the Young Savers, and 15 to 17 year olds can become a Smart Saver.

Passbooks/registers will be provided to all Youth Club Members when they visit a branch so they can keep track of their transactions and develop good saving habits.

By establishing checking and savings accounts, youth members receive the dual benefit of a financial education and prizes and incentives for making smart money choices.

Illustration of young pirates

The Pirates Cove

Family First CU knows the importance of teaching good financial habits to our children.

The Pirate’s Cove Savers Club is a fun way to start kids down the road to savings. With just $5, you can open a Saver’s Club account for your child.

When they come on board, all children 3 years and younger will get their choice of a Family First onesie or t-shirt.

Savings Rewards – We believe in rewarding children for their successes with saving money. When they deposit $5 they’ll be able to pick a gift from our treasure chest!

Accounts for members younger than 18 need a parent or guardian as joint owner of account. Youth social security number must be provided at time of account opening.

Mom and dad with young girl and piggy bank

Young Savers

The Young Saver level will receive a $5 deposit for every 5 transactions they make (maximum $5 deposit per month). The saver should be sure to bring their passbook to show the teller.

We know kids today are more savvy then ever before. With a parent’s permission they will have all the access their older counterparts will have, including:

• On-Line Services
• In-Branch Services
• iTalk telephone banking
• E-statements

Accounts for members younger than 18 need a parent or guardian as joint owner of account. Youth social security number must be provided at time of account opening. Upon a change of age that raises the member to the next Saver’s Club tier, their previous balance does not count toward reward totals.

Smart Savers

By establishing a Smart Saver checking and savings account with Family First, you can receive the benefits of a financial education and incentives for making smart money choices.

Smart Saver Savings Rewards – You will receive a $5 deposit for every 5 transactions they make (maximum $5 deposit per month). Make sure you bring your passbook to show the teller.

  • Smart Saver Accident Forgiveness Checking allows our members Overdraft protection from their savings accounts.
  • First Order of Checks FREE.
  • Have your paycheck Directly Deposited and save time.
  • Convenient Access

Access your funds anytime using:

  • On-Line Services
  • Smart Phone App
  • iTalk phone banking
  • ATM Card*
  • Text Message Banking
  • E-statements

Your ATM Card can be used at any FF ATM as well as participating surcharge free ATMs – all with no charge. If you get stuck and need to use an ATM that is not surcharge free – we’ve got you covered with 8 Surcharge Fee Forgiveness’s monthly.

Accounts for members younger than 18 need a parent or guardian as joint owner of account. Youth social security number must be provided at time of account opening.