ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

The East Rochester Branch Drive-Thru and ATM are currently unavailable. We apologize for this inconvenience. 

Family First’s Home Banking and Mobile App will be intermittently unavailable on Sunday, March 27 from 1:30 am to 5:30 am for routine maintenance. We apologize for any inconvenience this may cause. 

Business Banking

Turning Your Passion to Profit

Between running your business, hiring and training employees, and providing outstanding products and services, there’s hardly enough time in the day to get it all done as a small business owner. As your business banking partner, our priority is to understand your business needs, provide custom solutions, and allow you to get a few extra hours of sleep at night.

Our businesses include: Sole Proprietorships (DBA), Corporations (LLC, S-Corp, C-Corp, Non-Profit), Partnerships (General, LP, LLP), and Organizations (Association, Club).

Business Products

We have a true interest-bearing checking account! With our Business Bonus Checking, you’ll be able to earn interest on your checking account monthly. Check out how much you can earn based on your average account balance!

See Checking Rates >

Are you ready to invest securely in your future? Certificates of deposit are secure investment tools that help you build your savings. Family First offers competitive dividend rates that are compounded daily and reinvested. Various terms of 3 to 60 months are available to meet your saving needs. Minimum opening deposit of $500 required.

See Investment Rates >

We are here to help you reach your goals, especially when it comes to business. With our variety of savings accounts, you are guaranteed to find a savings account to best meet, and exceed your goals.

See Investment Rates >

The Money Market Gold Account is for members who maintain a higher balance and would like to receive higher dividends but don’t want to commit the funds to a fixed term. As you continue to save you will automatically be moved up in the tiers and earn higher dividends.

See Investment Rates >

Member Benefits

  • No minimum balance to open the account (must maintain a $1,500 balance to receive interest)
  • No monthly maintenance charges
  • Free Business Debit Card
  • Merchant Processing
  • Free online/mobile banking & bill pay
  • First 500 transactions free
  • $1,500 Courtesy Pay
  • Access to 30,000+ fee-free ATMs & branches nationwide through the Shared Branch Network

Business Lending

You’re in business to succeed. We’re in business to help you get there. At Family First, we understand the needs of your business, and we will work with you to find the solutions that fit you best. We offer:

Business Banking Tools

Running a business means more than just deposits and loans. Our electronic business banking tools allow you to optimize your business at any level.

Online & Mobile Banking

  • Free Mobile App
  • Bill Pay
  • Remote Check Deposit

Merchant Sales Processing

Family First is partnered with Sales Sense Payments, a payment company founded in WNY. They provide everything you need to easily accept credit cards and electronic payments from your customers. Ready to get started? Talk to Mike Krause today to find out what Sales Sense can do for your business!

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

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