ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

All Family First Branches and the Call Center will be closed on Monday, January 20 for Martin Luther King Jr. Day. Have a safe and enjoyable holiday!

Family First Home Banking and the Family First App are intermittently unavailable due to technical issues. Our vendor is aware and is working to remedy the situation. We apologize for any inconvenience this may cause. 

Business Banking

Turning Your Passion to Profit

We want to make your days easier by taking care of the little details so you can focus on your bigger picture. At Family First, our business cash management tools can help you do that. From startups to small businesses, we have everything you’ll need.

Business Products

We have a true interest-bearing checking account! With our Business Bonus Checking, you’ll be able to earn interest on your checking account monthly. Check out how much you can earn based on your average account balance!

See Checking Rates >

Are you ready to invest securely in your future? Certificates of deposit are secure investment tools that help you build your savings. Family First offers competitive dividend rates that are compounded daily and reinvested. Various terms of 3 to 60 months are available to meet your saving needs. Minimum opening deposit of $500 required.

See Investment Rates >

We are here to help you reach your goals, especially when it comes to business. With our variety of savings accounts, you are guaranteed to find a savings account to best meet, and exceed your goals.

See Investment Rates >

The Money Market Gold Account is for members who maintain a higher balance and would like to receive higher dividends but don’t want to commit the funds to a fixed term. As you continue to save you will automatically be moved up in the tiers and earn higher dividends.

See Investment Rates >

Member Benefits

  • No Minimum balance to open the account (must maintain a $1,500 balance to receive interest)
  • No monthly maintenance charges
  • Free Business Debit Card
  • Merchant Processing
  • Free online/mobile banking & bill pay
  • First 500 transactions free
  • $1,500 Courtesy Pay
  • Access to 30,000+ fee-free ATMs & branches nationwide through the Shared Branch Network

Business Lending

You’re in business to succeed. We’re in business to help you get there. At Family First, we understand the needs of your business, and we will work with you to find the solutions that fit you best. We offer:

Business Banking Tools

Running a business means more than just deposits and loans. Our electronic business banking tools allow you to optimize your business at any level.

Online & Mobile Banking

  • Free Mobile App
  • Bill Pay
  • Remote Check Deposit

Merchant Sales Processing

Family First is partnered with Sales Sense Payments, a WNY payment company that understands our local business market. They provide everything you need to easily accept credit cards and electronic payments from your customers. Ready to get started? Talk to Mike Krause today to find out what Sales Sense can do for your business!

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

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