All Family First offices and the call center will be closed on Monday, November 11 for Veterans Day.

Business Banking

Turning Your Passion to Profit

We want to make your days easier by taking care of the little details so you can focus on your bigger picture. At Family First, our business cash management tools can help you do that. From startups to small businesses, we have everything you’ll need.

Our Business Checking is
Tailored for You

Bonus Checking for Business

We have a true interest-bearing checking account! With Bonus Checking for Business, you’ll be able to earn interest on your checking account monthly. This isn’t a one-time bonus! Check out how much you can earn by keeping your average daily balance within these ranges:

$1,500 – $49,999  —  0.25% APY

$50,000 – $99,999  —  0.50% APY

$100,000+  —  0.75% APY

Member Benefits

Our members benefit from the following perks:

  • No Minimum balance to open the account. You must maintain a $1,500 balance to receive interest.
  • No monthly maintenance charges
  • Free Business Debit Card
  • Merchant Processing
  • Apply for Business Loans
  • Free online/mobile banking & bill pay
  • First 500 transactions free
  • $1,500 Courtesy Pay

Your Trusted Local Loan Partner

You’re in business to succeed. We’re in business to help you get there. At Family First we understand the needs of your business, and we will work with you to find the solutions that fit you best. We’ll arrange your business loan quickly, with the right terms and flexibility, so you can get back to business. Stop in or call Alan Tomidy at 585.689.5703 to get started today.

Loan Products:

  • Commercial Real Estate Loans
  • Investment Property Loans
  • Term Loans
  • Credit Cards
  • Equipment Loans
  • Vehicle Loans

Savings for Business

We are here to help you reach your goals, especially when it comes to business. With our variety of savings accounts, you are guaranteed to find a savings account to best meet your goals…and then exceed them!

CD's for Business

Are you ready to invest securely in your future? Certificates of deposit are secure investment tools that help you build your savings. Family First offers competitive dividend rates that are compounded daily and reinvested. Various terms of 3 to 60 months are available to meet your saving needs. Minimum opening deposit of $500 required.

Money Market Gold for Business

The Money Market Gold Account is for members who maintain a higher balance and would like to receive higher dividends but don’t want to commit the funds to a fixed term. As you continue to save you will automatically be moved up in the tiers and earn higher dividends.

Small Business Tools You Need

Running a business means more than just deposits and loans. Our solutions will allow your business to be optimized to compete at any level. Some of our tools include:

Business Online Banking, Mobile & Bill Pay

Your business is on the move. You can be too by managing your accounts, setting up permissions, sending payments through Bill Pay, and so much more.

Business Remote Deposit

Enjoy the convenience of depositing checks at your office with our remote deposit capture product for business.

Merchant Processing

Family First is proud to partner with Sales Sense Payments, a local Western New York payment company that understands this area’s unique business market. Sales Sense Payments provides everything you need to easily accept credit cards and electronic payments from your customers.

Joining is easy

Convenience at your fingertips

Stop in and see what the Family First experience is all about