Mortgages and Home Loans

Whether you are looking to purchase your first home, refinance your existing mortgage loan, or you just want to tap into the equity you have already built up in your home…we have all the tools to help you with your decision!  At Family First Federal Credit Union, we offer special mortgage programs for unique needs. 

With a wide variety of products, we can meet the needs of most home buyers.  Most of our mortgages are handled locally — from application through closing right here in Penfield NY. We also provide service to the homeowner throughout the life of the loan on most of products.

Contact our Mortgage department at 585.586.8225  or use our online scheduling calendar to request an appointment today!

"I was already working with Family First closing on an investment property since they had the best rate for that, and while I was on their website, their mortgage rate caught my eye since it was half of what I was paying. I emailed Julie who I was already working with to see if it was too good to be true and how I could apply. She made it super easy for us to go through this process, and we were able to fold in our pool loan and a home equity loan and do all of this electronically after just one meeting at the branch. After we refinanced, my husband and I cut 15 years off our mortgage and saved close to $100,000. My advice is if you aren't sure, ask. It's worth it." 

- Jaime Erskine-Pettit, Spencerport, NY