All Family First offices and the call center will be closed on Monday, November 11 for Veterans Day.

Savings Rates

Greatest Rates Around

Discover why so many choose Family First

Share AccountsAPYMin. To Earn Dividend
Regular Shares0.10%$25
IRA Shares0.10%$25
Holiday Shares0.10%$25
MoneyBuildersAPYMin. To Earn Dividend
Tier 10.20%$1,500 – $9,999
Tier 20.25%$10,000 – $49,999
Tier 30.30%$50,000 +
MoneyMarket GoldAPYMin. To Earn Dividend
Tier 10.30%$10,000 – $99,999
Tier 20.35%$100,000 – $499,999
Tier 30.40%$500,000 +

APY is Annual Percentage Yield. Rates and yields are accurate as of the date above and are subject to change without notice.

* Get this special rate for 6 months when you open a MoneyMarket Account with new money! New money is defined as funds not on deposit at Family First in the last 90 days. This account will automatically revert to a Money Market Gold at the end of 6 months from account opening. To receive the disclosed Annual Percentage Yield, the end-of-day ledger balance for each day in the monthly cycle must always be $10,000.00 or greater. If on any day the ledger balance drops below $10,000.00, the account will accrue no dividends for that month. All other MoneyMarket restrictions apply. This offer can change or end at anytime without notice.

MoneyBuilders: During any statement period you may not make more than 6 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. These 6 transfers include those made by check, draft, debit card (if applicable), or similar order to third party. Transfers to make Family First loan payments, ATM withdrawals, in person withdrawals, and/or requests for checks made by phone or mail are exempt from the transfer restrictions. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below Tier 1, you will not earn a dividend for that period.

Retirement MoneyBuilders: Limited to manual distributions through a Member Service Representative. Any withdrawal is considered a distribution from your plan. Penalties and withholding may apply.

Money Market Gold: During any statement period you may not make more than 3 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below $25,000, you will not earn a dividend for that period.

MoneyMarket Special: No checks may be processed against this account. If attempted, they will reject and a fee may be charged. During any statement period, no more than three withdrawals may be made to another Credit Union account or a third party by means of pre-authorized or automatic transfer, telephone order, or written instruction. Any transaction that exceeds the transfer limitations or reduces the balance below $10,000.00, subjects the account to closure and fees. To receive the disclosed Annual Percentage Yield, the end-of-day ledger balance for each day in the monthly cycle must always be $10,000.00 or greater. If on any day the ledger balance drops below $10,000.00, the account will accrue no dividends for that month.

Rates are valid as of 11/13/2019.

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