We are aware that some of our Family First VISA card holders who are signed up for eStatements received a paper statement for the month of January. These members should have received their January VISA eStatements also and will not receive a paper statement fee. We’re working with our vendor to ensure this doesn’t happen in the future. We apologize for this error. 

All Family First branches and the call center will be closing early at 1:00 PM on Monday, April 8 due to the full solar eclipse happening that afternoon. We hope you enjoy the eclipse!  

Family First Debit and Credit Cards are currently experiencing an issue where transactions are not going through. We are working to resolve this and apologize for the inconvenience.

Savings Rates

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Share Accounts APY Min. To Earn Dividend
Companion Savings Account 3.00%* $25
Regular Shares 0.03% $25
IRA Shares 0.03% $25
Holiday Shares 0.03% $25
MoneyBuilders APY Min. To Earn Dividend
Tier 1 0.05% $1,500 – $9,999
Tier 2 0.10% $10,000 – $49,999
Tier 3 0.15% $50,000 +
MoneyMarket Gold APY Min. To Earn Dividend
Tier 1 0.10% $10,000 – $99,999
Tier 2 0.15% $100,000 – $499,999
Tier 3 0.20% $500,000 +
MoneyMarket Platinum Special APY Min. To Earn Dividend
Tier 1 5.00%** $25,000 and up

APY is Annual Percentage Yield. Rates and yields are accurate as of the date below and are subject to change without notice.

*Companion Savings Accounts: Debit Rewards and Pinnacle Plus Companion Savings Account available to Debit Rewards Checking and Pinnacle account holders only. To earn bonus interest rate on savings account, requirements of respective checking accounts must be met. In addition, a minimum monthly deposit of $100 must be maintained on the savings account. If the requirements are not met, the savings account rate will be 0.03% (APY) on entire balance for the month. The APY on savings account balances of $10,000.01 and above is .03%. See Checking Accounts page for information on Debit Rewards and Pinnacle Checking.

**APY is Annual Percentage Yield. Must be funded with new money. New money is money not on deposit with Family First over the last 60 days. Special rate is for 3 months from day of opening. Rate defaults to current Money Market Gold rate at end of special. Other Money Market Gold restrictions apply. Offer is for a limited time ad may end or change at any time without notice. 

MoneyBuilders: During any statement period you may not make more than 6 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. These 6 transfers include those made by check, draft, debit card (if applicable), or similar order to third party. Transfers to make Family First loan payments, ATM withdrawals, in person withdrawals, and/or requests for checks made by phone or mail are exempt from the transfer restrictions. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below Tier 1, you will not earn a dividend for that period.

Retirement MoneyBuilders: Limited to manual distributions through a Member Service Representative. Any withdrawal is considered a distribution from your plan. Penalties and withholding may apply.

Money Market Gold: During any statement period you may not make more than 3 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below $10,000, you will not earn a dividend for that period.

Rates are valid as of 04/20/2024.

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