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All Family First branches will be closed Friday, July 3 and Saturday, July 4 for Independence Day.

Auto Rates

Greatest Rates Around

Discover why so many choose Family First

Model YearTermAPR with DiscountsNon-Discounted APR
2019 and Newer Models1 – 60 Months2.99%**3.74%
 61 – 66 Months2.99%**3.74%
 67 – 72 Months3.15%**3.90%
    
 73 – 84 Months4.30%**5.05%
 ($25,000 min)  
    
Used Cars   
2018 Models1 – 60 Months2.75%**3.50%
 61 – 66 Months2.95%**3.70%
 67 – 72 Months3.05%**3.85%
    
2017 Models1 – 60 Months3.00%*3.50%
 61 – 66 Months3.25%*3.75%
 67 – 72 Months3.40%*3.90%
    
2016 Models1 – 60 Months3.20%*3.70%
 61 – 66 Months3.35%*3.85%
    
2015 Models1 – 60 Months4.20%*4.70%
    
2014 & Older1 – 48 Months4.80%*5.30%

Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.

* This rate includes a .50% special discount for having direct deposit or automatic payments. Your auto loan rate will be determined by your credit score, model year of vehicle, and term of loan.

** This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.

Rates are valid as of 07/15/2020.

More Ways We Can Help

Our Savings Calculators help you discover the best way you can save for all the things you need and want.

See first-hand how we can help turn your dreams into a reality at Family First.