Family First
Family First

Some members have recently received letters from home warranty companies concerning their policy and referencing their Family First home loan. These letters are not associated with Family First. Please ignore them and contact your insurance company if you have any questions about your home owners insurance.

We are currently experiencing network issues which may impact our call center and in-branch transactions. We are working to resolve this issue as quickly as possible. We apologize for any inconvenience this may cause. 

We have been informed that some debit and credit card authorizations are currently being rejected. Our card processor has been informed and is working to rectify the situation. We apologize for any inconvenience this may cause.

Auto Rates

Greatest Rates Around

Discover why so many choose Family First

Model YearTermAPR with DiscountsNon-Discounted APR
2022 and Newer Models1 – 60 Month5.70%*6.45%
 61 – 66 Months5.70%*6.45%
 67 – 72 Months5.80%*6.55%
 73 – 84 Months6.70%*7.45%
 ($25,000 min)  
Used Cars   
2021 Models1 – 60 Months6.05%**6.55%
 61 – 66 Months6.05%**6.55%
 67 – 72 Months6.20%*6.70%
 73 – 84 Months7.15%*7.65%
2020 Models1 – 60 Months6.15%*6.65%
 61 – 66 Months6.20%*6.70%
 67 – 72 Months6.35%*6.85%
 73 – 78 Months7.30%*7.80%
2019 Models1 – 60 Months6.25%*6.75%
 61 – 66 Months6.40%*6.90%
 67 – 72 Months6.70%*7.20%
2018 Models1 – 60 Months7.00%*7.50%
 61 – 66 Months7.15%*7.65%
2017 Models1 – 60 Months


 61 – 66 Months7.30%*7.80%
2015 – 2016 Models1 – 60 Months7.25%*7.75%
2013 – 2014 Models1 – 48 Months7.45%*7.95%

Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.

* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.

* *This rate includes a .50% special discount for having direct deposit or automatic payments.

Rates are valid as of 03/31/2023.

More Ways We Can Help

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See first-hand how we can help turn your dreams into a reality at Family First.

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