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Family First
Family First

If you are having trouble reaching us at 585-586-8225, please use our toll-free number 1-800-356-1101.

Please read this important information from the IRS regarding the third round of Economic Impact Payments

Auto Rates

Greatest Rates Around

Discover why so many choose Family First

Model YearTermAPR with DiscountsNon-Discounted APR
2020 and Newer Models1 – 60 Month2.40%*3.15%
 61 – 66 Months2.50%*3.25%
 67 – 72 Months2.75%*3.50%
    
 73 – 84 Months3.90%*4.65%
 ($25,000 min)  
    
Used Cars   
2019 Models1 – 60 Months2.40%*3.15%
 61 – 66 Months2.60%*3.35%
 67 – 72 Months2.28%*3.55%
    
2018 Models1 – 60 Months2.50%*3.25%
 61 – 66 Months2.75%*3.50%
 67 – 72 Months2.90%*3.65%
    
2017 Models1 – 60 Months2.75%*3.50%
 61 – 66 Months2.90%*3.65%
    
2016 Models1 – 60 Months3.95%*4.70%
    
2015 & Older1 – 48 Months4.35%*5.10%

Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.

* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.

Rates are valid as of 04/14/2021.

More Ways We Can Help

Our Savings Calculators help you discover the best way you can save for all the things you need and want.

See first-hand how we can help turn your dreams into a reality at Family First.