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| Model Year | Term | APR with Discounts | Non-Discounted APR |
|---|---|---|---|
| 2021 and Newer Models | 1 – 60 Month | 5.70%* | 6.45% |
| 61 – 66 Months | 5.70%* | 6.45% | |
| 67 – 72 Months | 5.80%* | 6.55% | |
| 73 – 84 Months | 6.70%* | 7.45% | |
| ($25,000 min) | |||
| Used Cars | |||
| 2020 Models | 1 – 60 Months | 6.05%** | 6.55% |
| 61 – 66 Months | 6.05%** | 6.55% | |
| 67 – 72 Months | 6.20%* | 6.70% | |
| 73 – 84 Months | 7.15%* | 7.65% | |
| 2019 Models | 1 – 60 Months | 6.15%* | 6.65% |
| 61 – 66 Months | 6.20%* | 6.70% | |
| 67 – 72 Months | 6.35%* | 6.85% | |
| 73 – 78 Months | 7.30%* | 7.80% | |
| 2018 Models | 1 – 60 Months | 6.25%* | 6.75% |
| 61 – 66 Months | 6.40%* | 6.90% | |
| 67 – 72 Months | 6.70%* | 7.20% | |
| 2017 Models | 1 – 60 Months | 7.00%* | 7.50% |
| 61 – 66 Months | 7.15%* | 7.65% | |
| 2016 Models | 1 – 60 Months | 7.15%* | 7.65% |
| 61 – 66 Months | 7.30%* | 7.80% | |
| 2014 – 2015 Models | 1 – 60 Months | 7.25%* | 7.75% |
| 2012 – 2013 Models | 1 – 48 Months | 7.45%* | 7.95% |
Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.
* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.
* *This rate includes a .50% special discount for having direct deposit or automatic payments.
Rates are valid as of 12/08/2022.
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