Due to New York State regulations, we ask that everyone wear a mask when inside our branches. Masks are available upon request. Thank you for your cooperation!
Discover why so many choose Family First
| Model Year | Term | APR with Discounts | Non-Discounted APR |
|---|---|---|---|
| 2021 and Newer Models | 1 – 60 Month | 2.25%* | 3.00% |
| 61 – 66 Months | 2.35%* | 3.10% | |
| 67 – 72 Months | 2.55%* | 3.30% | |
| 73 – 84 Months | 3.50%* | 4.25% | |
| ($25,000 min) | |||
| Used Cars | |||
| 2020 Models | 1 – 60 Months | 2.60%** | 3.10% |
| 61 – 66 Months | 2.70%** | 3.20% | |
| 67 – 72 Months | 2.90%* | 3.40% | |
| 73 – 84 Months | 3.85%* | 4.35% | |
| 2019 Models | 1 – 60 Months | 2.75%* | 3.25% |
| 61 – 66 Months | 2.90%* | 3.40% | |
| 67 – 72 Months | 3.05%* | 3.55% | |
| 73 – 78 Months | 4.00%* | 4.50% | |
| 2018 Models | 1 – 60 Months | 2.90%* | 3.40% |
| 61 – 66 Months | 3.05%* | 3.55% | |
| 67 – 72 Months | 3.35%* | 3.85% | |
| 2017 Models | 1 – 60 Months | 4.20%* | 4.70% |
| 61 – 66 Months | 4.35%* | 4.85% | |
| 2016 Models | 1 – 48 Months | 4.60%* | 5.10% |
| 61 – 66 Months | 4.75%* | 5.25% | |
| 2014 – 2015 Models | 1 – 60 Months | 4.60%* | 5.10% |
| 2012 – 2013 Models | 1 – 48 Months | 4.60%* | 5.10% |
Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.
* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.
* *This rate includes a .50% special discount for having direct deposit or automatic payments.
Rates are valid as of 01/29/2022.
Our Savings Calculators help you discover the best way you can save for all the things you need and want.
See first-hand how we can help turn your dreams into a reality at Family First.
Follow Us:
Questions?
Get in touch with us!
Our Routing Number is 222382593
Our NMLS Number is 453880
© Copyright 2022 Family First of NY Federal Credit Union. All Rights Reserved.
