We are aware that some of our Family First VISA card holders who are signed up for eStatements received a paper statement for the month of January. These members should have received their January VISA eStatements also and will not receive a paper statement fee. We’re working with our vendor to ensure this doesn’t happen in the future. We apologize for this error. 

All Family First branches and the call center will be closed on Monday, February 19 for President’s Day. Have a safe and enjoyable holiday.  

All Family First branches and the call center will be closed on Monday, February 19 for President’s Day. Have a safe and enjoyable holiday.  

Auto Rates

Greatest Rates Around

Discover why so many choose Family First

Model YearTermAPR with DiscountsNon-Discounted APR
2023 and Newer Models1 – 60 Month6.85%*7.60%
 61 – 66 Months6.85%*7.60%
 67 – 72 Months6.95%*7.70%
 73 – 84 Months7.50%*8.25%
 ($25,000 min)  
    
Used Cars   
2022 Models1 – 60 Months7.20%**7.70%
 61 – 66 Months7.20%**7.70%
 67 – 72 Months7.35%*7.85%
 73 – 84 Months7.95%*8.45%
    
2021 Models1 – 60 Months7.30%*7.80%
 61 – 66 Months7.35%*7.85%
 67 – 72 Months7.50%*8.00%
 73 – 78 Months7.95%*8.45%
    
2020 Models1 – 60 Months7.40%*7.90%
 61 – 66 Months7.55%*8.05%
 67 – 72 Months7.85%*8.35%
    
2019 Models1 – 60 Months7.65%*8.15%
 61 – 66 Months7.80%*8.30%
    
2018 Models1 – 60 Months

7.80%*

8.30%
 61 – 66 Months7.95%*8.45%
    
2017 – 2016 Models1 – 60 Months8.05%*8.55%
    
2015 – 2014 Models1 – 48 Months8.25%*8.75%

Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.

* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.

* *This rate includes a .50% special discount for having direct deposit or automatic payments.

Rates are valid as of 02/24/2024.

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