Family First
Family First

Fraud Alert: We have received reports that our 585.586.8225 phone number is being spoofed with people claiming to be our Fraud Department and requesting personal information. Please do not give these people any personal information. Click here to read more. 

All Family First branches and the call center will be closed on Monday, September 4 for Labor Day. Have a safe and enjoyable holiday!

The Henrietta branch will be undergoing renovations during the next couple weeks which may lead to some dust and debris in the branch. We apologize for any inconvenience this may cause.

Other Rates

Greatest Rates Around

Discover why so many choose Family First

Personal Loans1 – 36 MonthsAs low as 8.24%
 36 – 60 MonthsAs low as 9.20%
Debt Consolidation1 – 36 MonthsAs low as 9.24%
 37 – 60 MonthsAs low as 10.20%
Pool and Hardscape Loans^1 – 60 MonthsAs low as 6.75%
 60 – 120 MonthsAs low as 7.00%
Misc. Secured1 – 36 MonthsAs low as 8.15%
 37 – 60 MonthsAs low as 8.75%
 60 – 84 MonthsAs low as 9.75%
New Boats, RV, Motorhomes1 – 60 MonthsAs Low as 6.65%
 61 – 120 MonthsAs Low as 7.20%
Used Boats, RV, Motorhomes1 – 60 MonthsAs Low as 7.20%
 61 – 120 MonthsAs Low as 8.20%
Share Secured1 – 144 MonthsDividend Rate + 2%
Rate may adjust quarterly  
Certificate Secured1 – 144 MonthsDividend Rate + 2%
Rate adjusted at certificate maturity  
MoneyLine (Line of Credit) 15.90%

APR is annual percentage rate.

^Pool loans have the following stipulations: In-ground pools only (can include hardscape – concrete and fencing); minimum loan amount $10,000; maximum loan amount $70,000; A mortgage will be filed on the property –mortgage tax, recording fees and flood certification will be paid by CU, if the loan is paid off within the first 24 months of origination the fees will be paid back by the borrower (TRID rule apply – LE and CD need to be issued – there will be a 3 day rescission period before funds can be disbursed); Items needed at application include estimate from the contractor installing the pool, copy of deed (showing ownership of property), income verification may be requested.

Rates are valid as of 09/23/2023.

More Ways We Can Help

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See first-hand how we can help turn your dreams into a reality at Family First.

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