Family First
Family First

Beginning the week of June 6, the hours at our Henrietta Branch will be changing. Please click here for more information.

All Family First branches and the Call Center will be closed on Monday, October 10 for Columbus Day. Have a safe and enjoyable holiday.

ALERT: Family First has recently been made aware of a scam spoofing our 585.586.8225 phone number. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn More…

Other Rates

Greatest Rates Around

Discover why so many choose Family First

Personal Loans1 – 36 MonthsAs low as 7.49%
 36 – 60 MonthsAs low as 8.45%
Debt Consolidation1 – 36 MonthsAs low as 8.49%
 37 – 60 MonthsAs low as 9.45%
Pool and Hardscape Loans^1 – 60 MonthsAs low as 5.50%
 60 – 120 MonthsAs low as 5.75%
Misc. Secured1 – 36 MonthsAs low as 7.40%
 37 – 60 MonthsAs low as 8.00%
 60 – 84 MonthsAs low as 9.00%
New Boats, RV, Motorhomes1 – 60 MonthsAs Low as 6.40%
 61 – 120 MonthsAs Low as 6.95%
Used Boats, RV, Motorhomes1 – 60 MonthsAs Low as 6.95%
 61 – 120 MonthsAs Low as 7.95%
Share Secured1 – 144 MonthsDividend Rate + 2%
Rate may adjust quarterly  
Certificate Secured1 – 144 MonthsDividend Rate + 2%
Rate adjusted at certificate maturity  
MoneyLine (Line of Credit) 15.90%

APR is annual percentage rate.

^Pool loans have the following stipulations: In-ground pools only (can include hardscape – concrete and fencing); minimum loan amount $10,000; maximum loan amount $70,000; A mortgage will be filed on the property –mortgage tax, recording fees and flood certification will be paid by CU, if the loan is paid off within the first 24 months of origination the fees will be paid back by the borrower (TRID rule apply – LE and CD need to be issued – there will be a 3 day rescission period before funds can be disbursed); Items needed at application include estimate from the contractor installing the pool, copy of deed (showing ownership of property), income verification may be requested.

Rates are valid as of 10/07/2022.

More Ways We Can Help

Our Savings Calculators help you discover the best way you can save for all the things you need and want.

See first-hand how we can help turn your dreams into a reality at Family First.