We are aware that some of our Family First VISA card holders who are signed up for eStatements received a paper statement for the month of January. These members should have received their January VISA eStatements also and will not receive a paper statement fee. We’re working with our vendor to ensure this doesn’t happen in the future. We apologize for this error. 

All Family First branches and the call center will be closing early at 1:00 PM on Monday, April 8 due to the full solar eclipse happening that afternoon. We hope you enjoy the eclipse!  

Family First Debit and Credit Cards are currently experiencing an issue where transactions are not going through. We are working to resolve this and apologize for the inconvenience.

Other Rates

Greatest Rates Around

Discover why so many choose Family First

Term APR
Personal Loans 1 – 36 Months As low as 8.24%
37 – 60 Months As low as 9.20%
Debt Consolidation 1 – 36 Months As low as 9.24%
37 – 60 Months As low as 10.20%
Pool and Hardscape Loans^ 1 – 60 Months As low as 6.75%
60 – 120 Months As low as 7.00%
Misc. Secured 1 – 36 Months As low as 8.15%
37 – 60 Months As low as 8.75%
60 – 84 Months As low as 9.75%
New Boats, RV, Motorhomes 1 – 60 Months As Low as 6.65%
61 – 120 Months As Low as 7.20%
Used Boats, RV, Motorhomes 1 – 60 Months As Low as 7.20%
61 – 120 Months As Low as 8.20%
Share Secured 1 – 144 Months Dividend Rate + 2%
Rate may adjust quarterly
Certificate Secured 1 – 144 Months Dividend Rate + 2%
Rate adjusted at certificate maturity
MoneyLine (Line of Credit) 15.90%

APR is annual percentage rate.

^Pool loans have the following stipulations: In-ground pools only (can include hardscape – concrete and fencing); minimum loan amount $10,000; maximum loan amount $70,000; A mortgage will be filed on the property –mortgage tax, recording fees and flood certification will be paid by CU, if the loan is paid off within the first 24 months of origination the fees will be paid back by the borrower (TRID rule apply – LE and CD need to be issued – there will be a 3 day rescission period before funds can be disbursed); Items needed at application include estimate from the contractor installing the pool, copy of deed (showing ownership of property), income verification may be requested.

Rates are valid as of 04/20/2024.

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