ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

Due to inclement weather, the Greece Branch has lost power and will be closed until power is restored. RG&E is estimating this to be around 3:30. We are sorry for this inconvenience.  

The Penfield branch parking lot will have limited access due to sealing beginning Saturday, June 1 at 1:00 pm. It will be fully reopened the morning of Monday, June 3.

Other Rates

Greatest Rates Around

Discover why so many choose Family First

Term APR
Personal Loans 1 – 36 Months As low as 8.24%
37 – 60 Months As low as 9.20%
Debt Consolidation 1 – 36 Months As low as 9.24%
37 – 60 Months As low as 10.20%
Pool and Hardscape Loans^ 1 – 60 Months As low as 6.75%
60 – 120 Months As low as 7.00%
Misc. Secured 1 – 36 Months As low as 8.15%
37 – 60 Months As low as 8.75%
60 – 84 Months As low as 9.75%
New Boats, RV, Motorhomes 1 – 60 Months As Low as 6.65%
61 – 120 Months As Low as 7.20%
Used Boats, RV, Motorhomes 1 – 60 Months As Low as 7.20%
61 – 120 Months As Low as 8.20%
Share Secured 1 – 144 Months Dividend Rate + 2%
Rate may adjust quarterly
Certificate Secured 1 – 144 Months Dividend Rate + 2%
Rate adjusted at certificate maturity
MoneyLine (Line of Credit) 15.90%

APR is annual percentage rate.

^Pool loans have the following stipulations: In-ground pools only (can include hardscape – concrete and fencing); minimum loan amount $10,000; maximum loan amount $70,000; A mortgage will be filed on the property –mortgage tax, recording fees and flood certification will be paid by CU, if the loan is paid off within the first 24 months of origination the fees will be paid back by the borrower (TRID rule apply – LE and CD need to be issued – there will be a 3 day rescission period before funds can be disbursed); Items needed at application include estimate from the contractor installing the pool, copy of deed (showing ownership of property), income verification may be requested.

Rates are valid as of 07/17/2024.

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