Checking Rates
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| APY | Min. To Earn Dividend | |
|---|---|---|
| First Checking | 0.00% | |
| First Checking Pinnacle | 1.00%* | |
| First Checking Plus** | ||
| Tier 1 | 0.05% | $2,000 |
| Tier 2 | 0.05% | $5,000 |
| Tier 3 | 0.05% | $10,000 |
APY is Annual Percentage Yield. Rates and yields are accurate as of the date above and are subject to change without notice. Fees may reduce earnings on some accounts.
*The APY on balances of $10,000.01 and above is .03%. Rates may change after account is opened. Requirements to earn interest on High Yield Checking include 12 signature based debit card transactions (excluding POS and ATM transactions) or direct deposit of at least $250 each month (excludes transfers to/from Family First shares or loans), and enrollment in e-statements with a valid email address. If the requirements are not met, the rate will be 0.00% (APY) on entire balance for the month. Requirements are calculated for each calendar month.The maximum number of Pinnacle Checking account per member at any one time is 5.
**First Checking Plus is no longer available. Members who had a First Checking Plus before it was discontinued are grandfathered in to receiving these rates.
Rates are valid as of 02/03/2023.
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