ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

Due to inclement weather, the Greece Branch has lost power and will be closed until power is restored. RG&E is estimating this to be around 3:30. We are sorry for this inconvenience.  

The Penfield branch parking lot will have limited access due to sealing beginning Saturday, June 1 at 1:00 pm. It will be fully reopened the morning of Monday, June 3.

Checking Rates

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 APYMin. To Earn Dividend
Debit Rewards Checking***0.05%Earns 1.00% cash back on transactions!
Pinnacle Checking1.00%* 
First Checking0.00% 
First Checking Plus**0.03%$2,000

APY is Annual Percentage Yield. Rates and yields are accurate as of the date above and are subject to change without notice. Fees may reduce earnings on some accounts.

*The APY on balances of $10,000.01 and above is .03%. Rates may change after account is opened. Requirements to earn interest on High Yield Checking include 12 signature based debit card transactions (excluding POS and ATM transactions) or direct deposit of at least $250 each month (excludes transfers to/from Family First shares or loans), and enrollment in e-statements with a valid email address. If the requirements are not met, the rate will be 0.00% (APY) on entire balance for the month. Requirements are calculated for each calendar month.The maximum number of Pinnacle Checking account per member at any one time is 5.

**First Checking Plus is no longer available. Members who had a First Checking Plus before it was discontinued are grandfathered in to receiving these rates.

***Debit Rewards Checking: Account requirements include 12 debit card transactions (excluding ATM transactions), a minimum deposit of at least $250 each month (excludes transfers to/from Family First shares or loans), a minimum of two bill payments each month via Online or Mobile Banking, and enrollment in e-statements with a valid email address. Requirements are calculated for each calendar month. The maximum number of Debit Rewards accounts per social security number/membership at any one time is 1 beginning January 1, 2023. Fees may reduce earnings. $0 minimum to open account. Earn 1.00% cash back on point-of-sale debit card purchases each month. To earn cash back, requirements of Debit Rewards Checking must be met. If the requirements are not met, no cash back will be earned. Cash back payments will be credited to your Companion Savings account by the 5th business day following the current statement cycle. 

Rates are valid as of 07/17/2024.

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