Family First
Family First

Beginning the week of June 6, the hours at our Henrietta Branch will be changing. Please click here for more information.

All Family First branches and the Call Center will be closed on Monday, October 10 for Columbus Day. Have a safe and enjoyable holiday.

ALERT: Family First has recently been made aware of a scam spoofing our 585.586.8225 phone number. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn More…

Checking Rates

Greatest Rates Around

Discover why so many choose Family First

 APYMin. To Earn Dividend
First Checking0.00% 
First Checking Pinnacle1.00%* 
First Checking Plus**  
Tier 10.05%$2,000
Tier 20.05%$5,000
Tier 30.05%$10,000

APY is Annual Percentage Yield. Rates and yields are accurate as of the date above and are subject to change without notice. Fees may reduce earnings on some accounts.

*The APY on balances of $10,000.01 and above is .03%. Rates may change after account is opened. Requirements to earn interest on High Yield Checking include 12 signature based debit card transactions (excluding POS and ATM transactions) or direct deposit of at least $250 each month (excludes transfers to/from Family First shares or loans), and enrollment in e-statements with a valid email address. If the requirements are not met, the rate will be 0.00% (APY) on entire balance for the month. Requirements are calculated for each calendar month.The maximum number of Pinnacle Checking account per member at any one time is 5.

**First Checking Plus is no longer available. Members who had a First Checking Plus before it was discontinued are grandfathered in to receiving these rates.

Rates are valid as of 10/07/2022.

More Ways We Can Help

Our Savings Calculators help you discover the best way you can save for all the things you need and want.

See first-hand how we can help turn your dreams into a reality at Family First.