ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

Due to inclement weather, the Greece Branch has lost power and will be closed until power is restored. RG&E is estimating this to be around 3:30. We are sorry for this inconvenience.  

The Penfield branch parking lot will have limited access due to sealing beginning Saturday, June 1 at 1:00 pm. It will be fully reopened the morning of Monday, June 3.

First-Time Homebuyer Webinar

Join us on Wednesday, March 20th @6:00pm for our annual First-Time Homebuyer Webinar

Thank you for joining us on Wednesday, March 20th for our First-Time Homebuyer Webinar!

Are you getting ready to buy your first home? Do you want to know what your options are so you can be prepared when the time comes?

Embark on your journey to homeownership when you join us virtually on Wednesday, March 20th for our annual First-Time Homebuyer Webinar!  Family First mortgage experts, Julie Vella & Ron Kraft, will delve into a comprehensive presentation that will provide prospective first-time homebuyers with insights on:

  • Rochester’s current housing market
  • Credit requirements for prospective homeowners
  • Step-by-step guidance for first-time homebuyers
  • An overview of mortgage products
  • Grant opportunities for first-time homebuyers
  • And much more!

This webinar offers a unique opportunity to gain valuable knowledge and get answers to any questions you may have about the homebuying process. Register today so you don’t miss out on this informative session — it’s the first step toward becoming a first-time homebuyer!

Thank you for embarking on your journey to homeownership with Family First mortgage experts, Julie Vella & Ron Kraft! We hope you took away some valuable information and gained valuable insights on:

  • Rochester’s current housing market
  • Credit requirements for prospective homeowners
  • Step-by-step guidance for first-time homebuyers
  • An overview of mortgage products
  • Grant opportunities for first-time homebuyers

Weren’t able to attend? Resources from the webinar can be found below! 

First-Time Homebuyer Presentation 2024

First-Time Homebuyer Webinar Recording 2024

Still have questions? Reach out to our mortgage experts today to get all of the information you need to become a first-time homebuyer. 

Meet our Mortgage Originators

Are you thinking about buying your first home or refinancing your current mortgage? Let our friendly, professional staff provide you with local decision-making and servicing of your mortgage. Contact one of our originators today for a customized mortgage loan that works for you!

Julie Vella

NMLS ID#:65903

p. 585.586.8225 x119

f. 585.586.0915

[email protected]

Ron Kraft

NMLS ID#:265662

p. 585.586.8225 x335

c. 585.329.1404

[email protected]

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