Account Relationships
Understanding Account Levels
At Family First, membership can be very rewarding.
Our Account Relationship Levels are designed to give you more opportunities to benefit from your membership, simply by increasing your credit union participation. Your benefits grow as your relationship with us grows.
With all of our Account Relationship Levels you can access your funds and manage your account with:
- Free Debit Card
- Free Online Banking
- Free eStatements
- Free Online Bill Pay
- Free Telephone Banking
Account Types
Classic
Combined share and loan balance of less than or equal to $1,500.
- First box of checks free with new checking account.
- Free unlimited ATM Transactions at all Family First ATMs.
- 6 Free “foreign” ATM transactions per month.
- $5 Monthly Relationship Fee waived with Direct Deposit or Online Banking with eStatements.
Select
Combined share and loan balance of $1,501 – $20,000.
- First box of checks free with new checking account.
- Free unlimited ATM transactions at all Family First ATMs.
- 10 Free “foreign” ATM transactions per month.
- $2 Monthly Relationship Fee waived with Direct Deposit or Online Banking with eStatements.
Premium
Combined share and loan balance of $20,001 and above.
- First box of checks free with a new checking account and one box of free checks per year (These checks must be ordered by a Family First employee to receive them for free)
- Free unlimited ATM transactions anywhere.
- Free Official/Certified Checks.
- Free Money Orders.
- No Monthly Relationship Fee.
Exemptions
- Members 17 years of age or younger and members 65 years of age and older will not be subject to the Monthly Relationship Fee, regardless of their account relationship level.
- Monthly Relationship Fees waived for new members for the first three months of membership.
