Business Credit Cards
Keep Building Your Business
Family First has partnered with Elan to provide our business members with business credit cards specifically designed to meet the needs of your growing business.
Choose from our popular business credit card options such as low rate, cash back or flexible rewards to
find the one that works best for your business.
No matter which card you choose, your business will benefit from important features like:
- Free online expense reporting tools.
- No fee for additional employee cards.
- Mobile payment capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
If you already have a business credit card with us, it’s easy to check balances, see transactions or pay on your bill. Click here to go to the login screen.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Our Business Checking is
Tailored for You
Bonus Checking for Business
We have a true interest-bearing checking account! With Bonus Checking for Business, you’ll be able to earn interest on your checking account monthly. This isn’t a one-time bonus! Check out how much you can earn by keeping your average daily balance within these ranges:
$1,500 – $49,999 — 0.10% APY
$50,000 – $99,999 — 0.15% APY
$100,000+ — 0.25% APY
Our members benefit from the following perks:
- No Minimum balance to open the account. You must maintain a $1,500 balance to receive interest.
- No monthly maintenance charges
- Free Business Debit Card
- Merchant Processing
- Apply for Business Loans
- Free online/mobile banking & bill pay
- First 500 transactions free
- $1,500 Courtesy Pay
We are here to help you reach your goals, especially when it comes to business. With our variety of savings accounts, you are guaranteed to find a savings account to best meet your goals…and then exceed them!
The Money Market Gold Account is for members who maintain a higher balance and would like to receive higher dividends but don’t want to commit the funds to a fixed term. As you continue to save you will automatically be moved up in the tiers and earn higher dividends.
You’re in business to succeed. We’re in business to help you get there. At Family First we understand the needs of your business, and we will work with you to find the solutions that fit you best. We’ll arrange your business loan quickly, with the right terms and flexibility, so you can get back to business. Stop in or call Alan Tomidy at 585.689.5703 to get started today.
Loan Products:
- Commercial Real Estate Loans
- Investment Property Loans
- Term Loans
- Credit Cards
- Equipment Loans
- Vehicle Loans
Are you ready to invest securely in your future? Certificates of deposit are secure investment tools that help you build your savings. Family First offers competitive dividend rates that are compounded daily and reinvested. Various terms of 3 to 60 months are available to meet your saving needs. Minimum opening deposit of $500 required.
Small Business Tools You Need
Running a business means more than just deposits and loans. Our solutions will allow your business to be optimized to compete at any level. Some of our tools include:
Business Online Banking, Mobile & Bill Pay
Your business is on the move. You can be too by managing your accounts, setting up permissions, sending payments through Bill Pay, and so much more.
Business Remote Deposit
Enjoy the convenience of depositing checks at your office with our remote deposit capture product for business.
Merchant Processing
Family First is proud to partner with Sales Sense Payments, a local Western New York payment company that understands this area’s unique business market. Sales Sense Payments provides everything you need to easily accept credit cards and electronic payments from your customers.
