Fee Schedule
General Fees
Abandoned Property Escheatment . . . $50
Account Reinstatement Fee . . . . . . $25 (within one year)
Account Statement Fee . . . . . . . . . $5
Additional research fee may apply Bill Pay Check Copy . . . . . . . . . . . $5
Bill Pay Stop Payment . . . . . . . . . . $32
Check Cashing (non-member) . . . . $5
Check Printing Fee . . . . . . . . . . . . At cost from Harland. See Membership Account Structure for more details.
Copy of Check Deposited/Cashed . . . . . $5 per item
Copy of Member Receipt . . . . . . . . $2
Early Account Closure Fee . . . . . . $25 (if closed within 180 days)
Fax Service . . . . . . . . . . . . . . . . . . . $1 per page
Foreign ATM Withdrawal . . . . . . . $1.50 per transaction*
Foreign ATM Inquiry Fee . . . . . . . $0.25 per transaction*
Foreign Check Processing . . . . . . . $15 (Exchange rates may apply and will be quoted after processing.)
HSA Account Close / Transfer . . . $30
Inactive/Dormant Account Fee . . . . . . . . . . If an account is inactive for 2 years a $5 fee will be charged. If the primary share account has $5 or less then a fee will be charged up to the balance and the account will be closed. (Excludes minor accounts and accounts with open loans)
IRA Closure/Transfer . . . . . . . . . . $30
Legal Processing Fee . . . . . . . . . . . $100
Loan Payoff Processing Request (Mortgages and HEs) . . . . . . . . . . $50
Loan Skip-a-Payment** . . . . . . . . . $35
MessagePay loan payment made online with debit card . . . . . . . . . . $4.99
Manual Payment Transfer on Late Loans . . . . . . . . . . . . . . . . $10
Money Order Fee . . . . . . . . . . . . . . $4*
Notary Service . . . . . . . . . . . . . . . . Free, $2 for non-members
Official Check. . . . . . . . . . . . . . . . . $4*
Paper Statement Fee . . . . . . . . . . . . $2/month (Begins with January 2015 statements; ages 18 and under and 65 and older exempt.)
Research / Checkbook Balancing . . . $25 per hour
Returned Mail Fee . . . . . . . . . . . . . $5
Signature Guarantee . . . . . . . . . . . Free
Stop Payment . . . . . . . . . . . . . . . . . $30 (Check, Official Check, or ACH)
Temporary Checks . . . . . . . . . . . . . 8 free with new checking account, then $0.25 each
Card Services
Visa Debit or Credit Card Replacement . . . . . . . . . . . . . $15
Rush Service . . . . . . . . . . . . . . . . . $50 in addition to the replacement charge
Visa Gift Card . . . . . . . . . . . . . . . . $3.50 each
Non-Sufficient Funds and Returned Item Fees
Courtesy Pay Fees . . . . . . . . . . . . . . $32 (Standard and Enhanced)
Courtesy Pay Negative Balance Fee . . . $30 (if negative balance is not paid within 20 days, fee may be assessed and privilege may be revoked)
Deposited Item Returned . . . . . . . . $32 if drawn on owner’s account
Funds Transfer to Cover Overdraft . . . $5
Non-Sufficient Funds . . . . . . . . . . . $32 (Checks, ATM, ACH, Debit Card Transaction, and Bill Pay Transaction)
Non-Sufficient Funds . . . . . . . . . . . $35 (MoneyBuilder Account)
Wire Fees
Incoming Wire Transfer . . . . . . . . . . . . $10
Outgoing Wire Transfer Domestic. . . . . $20
Safe Deposit Box Fees
Box Rental (3”x 5”x 24”) . . . . . . . . $35 per year plus tax
Box Rental (3”x 10”x 24”) . . . . . . . $65 per year plus tax
Box Rental (5”x 10”x 24”) . . . . . . . $80 per year plus tax
Drill Fee . . . . . . . . . . . . . . . . . . . . Based on actual cost of drill services by a Family First designated locksmith.
External Funds Transfer Fees
Standard Service Inbound . . . . . . . Free
Standard Service Outbound . . . . . $2.00
Premium Service Inbound . . . . . . . $5.00 (next business day)
Premium Service Outbound . . . . . $7.00 (next business day)
*These fees are subject to change depending on your
account relationship with Family First FCU. **These fees go
into effect September 1, 2023.