ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

The East Rochester Branch Drive-Thru and ATM are currently unavailable. We apologize for this inconvenience. 

Family First’s Home Banking and Mobile App are currently intermittently unavailable. Our vendor is aware of this and is working to remedy the situation. We apologize for any inconvenience this may cause. 

Personal Loans

A Simpler Way to Borrow.

We simplify the loan process for you. Family First FCU offers our members various types of loans with competitive rates and convenient payment options. We also refinance loans, so bring your high-interest loan to us to lower your rate and save money.

Personal Loans

Need a vacation? Want to buy new furniture? Family First can help with a quick and convenient personal loan.

Personal Loans have a fixed rate and do not require security. They are secured with your signature and can be used for almost any purpose. Our flexible terms ensure the payments will fit into your budget.

The minimum personal loan amount is $1,500 and Family First has both short term loans and longer term loans up to 60 months. 

Talk to Family First today about your personal loan needs

Debt Consolidation

Do your credit card interest rates keep going up? Want the convenience of one low monthly payment? 

Family First has debt consolidation loans, which combine two or more outstanding debts into one loan, making it easier to pay and keep track of. These loans have fixed rates and terms of up to 60 months are available. 

Talk to a friendly Financial Service Representative about how one monthly fixed payment can simplify your financial life.

Loan applications are subject to membership eligibility requirements.

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

Joining is Easy

Stop in and see what the Family First experience is all about

Convenience at your fingertips

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