We are aware that some of our Family First VISA card holders who are signed up for eStatements received a paper statement for the month of January. These members should have received their January VISA eStatements also and will not receive a paper statement fee. We’re working with our vendor to ensure this doesn’t happen in the future. We apologize for this error. 

All Family First branches and the call center will be closing early at 1:00 PM on Monday, April 8 due to the full solar eclipse happening that afternoon. We hope you enjoy the eclipse!  

Family First Debit and Credit Cards are currently experiencing an issue where transactions are not going through. We are working to resolve this and apologize for the inconvenience.

Pool Loans



 Family First’s pool loan can be used for the installation of new in-ground pools and spas, and can include hardscaping, such as concrete, fencing, and more! 


 Once you’ve worked out the details with your pool dealer, you will need to submit all necessary documentation: 

  • The estimate from the contractor 
  • A copy of the deed 
  • Income verification 

The loan amount must be a minimum of $10,000 and a maximum of $70,000 with a loan term up to 120 months. See the rates page on our website for current rates. 

A mortgage will be filed on the property. Mortgage tax, recording fees, and flood certification will be paid by Family First. If the loan is paid off within the first 24 months, the fees will be paid back by the borrower. 

At the soonest, the loan can be funded 10 business days following the day of the application. If the paperwork and disclosures were not completed on time, or the loan terms changed, the timeline would be adjusted. Following the loan closing and right of rescission period, once the contractor’s payment is due the funds will be made avaliable to you the same day!

Click here to apply online!



 Easy financing for the backyard of your dreams. Use our pool and hardscape loan to finance: 

  • In-ground Pools 
  • Hot Tubs or Spas 
  • Concrete 
  • Fencing 
  • Patios 
  • Decks 
  • Outdoor Kitchens 
  • Firepits 
  • Gazebos 
  • & More! 

Joining is Easy

Talk to a Mortgage Expert Today

Home Loan Rates

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