ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.

All Family First Branches and the Call Center will be closed on Monday, January 20 for Martin Luther King Jr. Day. Have a safe and enjoyable holiday!

Family First Home Banking and the Family First App are intermittently unavailable due to technical issues. Our vendor is aware and is working to remedy the situation. We apologize for any inconvenience this may cause. 

Manufactured / Mobile Home Mortgages

Our Members spoke and we listened.  Manufactured housing can offer some challenges in financing.  Family First designed the program around the Member buying or refinancing their Manufactured home.  Are you looking for a long term, fixed rate mortgage for your manufactured home? 

Manufactured Home Loans at Family First offer flexibilities and attractive rates that are difficult to find locally such as:

  • 20 Year Fixed terms available
  • Minimum loan amounts as low as $50,000
  • Double width units have down payment options as low as 5%
  • Real Estate tax and insurance included right in your mortgage payment or waived in some cases
  • Manufactured Homes must be permanently attached to a suitable foundation and be located on our Members property
  • Homes must be manufactured after 7/15/1976 and be constructed according to HUD Certifications.  If you’re unsure, please contact the Mortgage Team at Family First to insure your property will qualify

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