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| Model Year | Term | APR with Discounts | Non-Discounted APR |
|---|---|---|---|
| 2023 and Newer Models | 1 – 60 Month | 6.85%* | 7.60% |
| 61 – 66 Months | 6.85%* | 7.60% | |
| 67 – 72 Months | 6.95%* | 7.70% | |
| 73 – 84 Months | 7.50%* | 8.25% | |
| ($25,000 min) | |||
| Used Cars | |||
| 2022 Models | 1 – 60 Months | 7.20%** | 7.70% |
| 61 – 66 Months | 7.20%** | 7.70% | |
| 67 – 72 Months | 7.35%* | 7.85% | |
| 73 – 84 Months | 7.95%* | 8.45% | |
| 2021 Models | 1 – 60 Months | 7.20%* | 7.70% |
| 61 – 66 Months | 7.25%* | 7.75% | |
| 67 – 72 Months | 7.40%* | 7.90% | |
| 73 – 78 Months | 7.95%* | 8.45% | |
| 2020 Models | 1 – 60 Months | 7.30%* | 7.80% |
| 61 – 66 Months | 7.40%* | 7.90% | |
| 67 – 72 Months | 7.70%* | 8.20% | |
| 2019 Models | 1 – 60 Months | 7.65%* | 8.15% |
| 61 – 66 Months | 7.80%* | 8.30% | |
| 2018 Models | 1 – 60 Months | 7.80%* | 8.30% |
| 61 – 66 Months | 7.95%* | 8.45% | |
| 2017 – 2016 Models | 1 – 60 Months | 8.05%* | 8.55% |
| 2015 – 2014 Models | 1 – 48 Months | 8.25%* | 8.75% |
Membership eligibility required. Loans subject to credit approval and application. These are “as low as” rates. Actual rates may vary. APR is Annual Percentage Rate.
* This rate includes a .50% special discount for having direct deposit or automatic payments AND .25% discount for LTV (loan to value) of 80% or lower MSRP on above stated rate.
* *This rate includes a .50% special discount for having direct deposit or automatic payments.
Rates are valid as of 04/23/2024.
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