Commercial Real Estate
Financing Rooted in Your Community
At Family First, we’re here to help you achieve your investment goals and grow your business, whether you’re starting a new project or expanding your investments. With lending options designed to fit your needs and backed by the strength of your community, we make financing simple and rewarding.

1-4 Person Investment Properties
Small residential investments; single-family homes, duplexes, triplexes, or quadplexes.

Multi-Family & Apartment Buildings
Flexible loan options to finance large apartment complexes and multifamily properties.

Business Credit Cards
Flexible credit card options that feature low introductory rates, cash back, and rewards!
Commercial Benefits
- No prepayment penalty
- 30 year amortization
- 24/7 Online & Mobile Banking
- Remote check deposit
- Free Bill Pay
- No minimum deposit or acount balance
- $1,500 Courtesy Pay
- Access to 30,000+ free ATMs & branches nationwide
Business Banking
As your business banking partner, our priority is to understand your business needs and provide custom solutions.
- Business Checking Accounts
- Certificates of Deposit
- MoneyBuilders & MoneyMarkets
- Business Credit Cards
- Merchant Sales Processing
As a proud Rochester native with over 25 years of experience in business banking and lending, I’m dedicated to helping turn your business aspirations into reality. Whether you’re looking to launch, sustain, or grow your business, our local team of member-focused experts is ready to help you succeed. At Family First, we’re focused on supporting local businesses that enrich our Greater Rochester community.
Alan Tomidy, Commercial Services Executive