Once you’ve worked out the details with your pool dealer, you will need to submit all necessary documentation: 

• The estimate from the contractor 
• A copy of the deed 
• Income verification 

The loan amount must be a minimum of $10,000 and a maximum of $70,000 with a loan term up to 120 months. See the rates page on our website for current rates. 

A mortgage will be filed on the property. Mortgage tax, recording fees, and flood certification will be paid by Family First. If the loan is paid off within the first 24 months, the fees will be paid back by the borrower. 

At the soonest, the loan can be funded 10 business days following the day of the application. If the paperwork and disclosures were not completed on time, or the loan terms changed, the timeline would be adjusted. Following the loan closing and right of rescission period, once the contractor’s payment is due the funds will be made avaliable to you the same day!

Click here to apply online!