Premier Savings
The high-yield savings account designed to help you, and your balances, thrive.
The Premier Savings Account is designed for individuals with cash they want to set aside without tying it up. Whether you’re building savings, maintaining a cash reserve, or setting funds aside for future needs, it provides a dedicated place to hold your money while keeping it accessible when you need it.
- Fully liquid
- Minimum balance: $25,000
- Maximum balance: NONE
- No monthly relationship fee
- Easy account access
Security
Your low-risk, high-yield investment is insured by the NCUA up to $250,000.
Flexibility
Save more while maintaining access to your funds with liquidity and flexibility.Â
Support
Our dedicated local team offers personalized support when you need it most.Â
*Annual Percentage Yield (APY) is accurate as of 11/1/2025. This is a variable rate account and the dividend rate and APY may change at any given time without notice. Premier Savings account is available to new members only (see Member Account Agreement for membership eligibility details). To be considered a new member you must not have had an account at the Family First of NY Federal Credit Union for at least 180 days. Business Accounts and Special Account types are not eligible. Special Account types include Youth, IRA, HSA, Estate, Trust, Guardianship/Conservatorship, Representative Payee, and Custodial accounts. Dividends are compounded daily and credited monthly. To earn the premium APY (see Rates page for current rates) the minimum deposit to open the account must be at least $25,000. If the balance falls below $25,000, the Premier Savings account APY will be the same as the current Regular Share APY. This disclosure is an addendum to the Truth in Savings disclosure. Â
