MoneyBuilders and MoneyMarkets are available for Business, HSA, and IRA accounts. 

APY is Annual Percentage Yield. Rates and yields are accurate as of the date below and are subject to change without notice.

*Companion Savings Accounts: Debit Rewards and Pinnacle Plus Companion Savings Account available to Debit Rewards Checking and Pinnacle account holders only. To earn bonus interest rate on savings account, requirements of respective checking accounts must be met. In addition, a minimum monthly deposit of $100 must be maintained on the savings account. If the requirements are not met, the savings account rate will be 0.03% (APY) on entire balance for the month. The APY on savings account balances of $10,000.01 and above is .03%. See Checking Accounts page for information on Debit Rewards and Pinnacle Checking.

**MoneyMarket Platinum Special: Special rate takes effect on day of opening and remains in place for 3 full months. Must be funded with at least $25,000 of new money. New money is money not on deposit with Family First over the last 60 days. Rate defaults to current MoneyMarket Gold rate at end of special. Other MoneyMarket Gold restrictions apply. Offer is for a limited time and may end or change at any time without notice. 

MoneyBuilder: During any statement period you may not make more than 6 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. These 6 transfers include those made by check, draft, debit card (if applicable), or similar order to third party. Transfers to make Family First loan payments, ATM withdrawals, in person withdrawals, and/or requests for checks made by phone or mail are exempt from the transfer restrictions. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below Tier 1, you will not earn a dividend for that period.

Retirement (IRA) MoneyBuilder: Limited to manual distributions through a Member Service Representative. Any withdrawal is considered a distribution from your plan. Penalties and withholding may apply.

MoneyMarket Gold: During any statement period you may not make more than 3 transfers to another credit union account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations during your monthly cycle, your account will be subject to closure by the Credit Union, and you may be charged a fee for each excess item. If your account balance falls below $10,000, you will not earn a dividend for that period.

Rates are valid as of 04/25/2025.