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Family First
Family First

Our Henrietta Branch is currently without power. We apologize for this inconvenience. 

We are excited to welcome the members of Focus First Credit Union to the Family First community! For merger information,  updates, and frequently asked questions, click here to learn more.

You may have received a text message from Family First stating that your phone number has been updated for your Family First Debit or Credit card. This was part of a routine file maintenance update on our card management system.

If you received the text and did not reply, please give us a call at 585.586.8225 to verify that we have the correct phone number on file for you.

If you replied “NO” to the text message your card has been blocked as a security precaution. Please call us at 585.586.8225 to order a replacement card.

Save More on Every Mile

with auto loan rates as low as 5.05% APR
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Homebuyer Dream Program

Receive funds starting at $20,000 towards your first home!
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Private Student Loans

How far could they go with the college of their dreams?
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Pinnacle Plus Bundle

Some things work better together. Like your savings and checking.
Learn More

Save More on Every Mile

with auto rates as low as 5.05% APR
Learn More

Homebuyer Dream Program

Receive funds starting at $20,000 towards your first home!
Learn More

Private Student Loans

How far could they go with the college of their dreams?
Learn More

Pinnacle Plus Bundle

Some things work better together. Like your savings and checking.
Learn More
Save More on Every Mile
with auto loan rates as low as 5.05% APR
Learn More
Homebuyer Dream Program
Receive funds starting at $20,000 towards your first home!
Learn More
Private Student Loans
How far could they go with the college of their dreams?
Learn More
Pinnacle Plus Bundle
Some things work better together. Like your savings and checking.
Learn More

Youth Month

Banking Simplified. Life Magnified.

Open an Account

APPLY
ONLINE

GREAT
RATES

BLOGS,
NEWS

ONLINE BANKING

MESSAGE PAY

Earn over $500 per year with Companion Savings

5.00%

APY

  • 1% Unlimited Cash Back
  • 1.00% APY on Checking Balance
  • No Minimum Balance
  • No Monthly Relationship Fee
Learn More

Convenience at Your Fingertips

There's so much you can do with our Online Banking and Mobile Banking App.

secure bill payments

Secure Bill Payments

transfer money

Transfer Money

mobile phone deposits

Mobile Check Deposit

mobile phone alerts

Mobile App Alerts

digital wallet

Digital Wallets

Download Our Mobile App
Learn About Mobile Banking

We Are Trusted Experts In

Personal Banking

Our checking and savings account bundles simplify your finances, making everyday banking a breeze. With our approach, you can bank for a brighter future and achieve your financial goals.

Start Banking

Borrowing

Effectively managing your credit can pave the way for achieving your life goals. Whether you’re looking for an auto loan, student loans, or to consolidate debt, we can help make those dreams a reality. 

Loan Products

Mortgages

 Whether you’re buying your first home, refinancing, or downsizing, Family First has the mortgage solution for you. We also offer a range of home equity and home improvement loan options to fit your needs and budget.
 
Mortgage Solutions

Community Corner

What Has Family First Been Up To?

Gates Grand Opening

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Community Corner

What Has Family First Been Up To?

Gates Grand Opening

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Knowledge Center

Smart Holiday Budgeting

Smart Holiday Budgeting: How to Spend Wisely Without Losing the Joy Last Updated Written By Family First FCU The holidays are a magical time, full

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November 18, 2025

Eco-Friendly Home Upgrades That Actually Pay You Back

Earth Day is a good reminder that small choices add up, and nowhere is that more true than at home. The upgrades that are easiest…

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Is Someone Pretending to Be Your Bank? How to Spot and Avoid Bank Scams Before They Happen

Scammers are creative, convincing, and constantly evolving. What used to be an obvious phishing email has become a polished phone call from someone who sounds…

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What to Do With Your Tax Refund: Smart Ways to Make It Work for You

Tax season wraps up the same way for millions of Americans each year. With a refund hitting their bank account and a quick decision about…

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