How COVID-19 Has Impacted the Mortgage Industry
For those that are looking to get lower rates, now is a great time to apply for a new mortgage during this “new-norm” due to COVID-19.
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Credit Unions: A Guide for Millennials and Generation Z
Last Updated Written By First Family Credit Union Stepping into adulthood is no easy feat. There are many components to growing up, and one of the most important parts is financial literacy. According to a study conducted by Zogo Finance, a startup focused on Gen Z financial literacy, 75% of university students have very little knowledge of what credit unions are. Here’s how
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How to Determine How Much House You Can Actually Afford
Last Updated Written By First Family Credit Union Questions to Ask for First-Time Home Buyers Purchasing a house is one of the biggest and most important purchases in a person’s life. The median down payment made by first-time homebuyers is around $5,129 versus repeat homebuyers at $22,008. Figuring out your budget and how much to spend on your first home is the first
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Scholarship Winners
2020 Scholarship 2020 Family First Scholarship Winners Family First is proud to announce the winners of 13th Annual Len Szumiloski Scholarship in the name of our former Family First/Penfield Federal Credit Union President and CEO from 1972 to 1997. Congrats to Zoe Masters from Webster Thomas High School and Ben Tischner from Webster Schroeder High
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Interview with Patrick Smith, Mortgage Manager
With the fed reducing rates several times in 2020 the country has reached some record lows – because of this we are sure there are a lot of people wondering “should I refinance?”
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4 Actions to Take Before Refinancing Your Home
Refinancing your home can reap several benefits such as a better mortgage rate, lower monthly payments, shortening your term, and more. Although this is the case, every borrower has a different reasoning behind refinancing their home.
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