ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.
The East Rochester Branch Drive-Thru and ATM are currently unavailable. We apologize for this inconvenience.
Family First’s Home Banking and Mobile App will be intermittently unavailable on Sunday, March 27 from 1:30 am to 5:30 am for routine maintenance. We apologize for any inconvenience this may cause.
Trump’s Impact on Real Estate and Student Loans: What Borrowers and Homebuyers Need to Know Last Updated Written By Family First FCU The Impact of the Trump Presidency on Student Loans and Real Estate The Trump administration’s economic policies have shaken up the financial world, bringing both ups and downs for everyday Americans. Let’s take …
Fixed Rate Mortgages Are you looking for the security of a fixed interest rate and monthly payment? Make your budgeting easier with a traditional fixed-rate mortgage. Because your rate is locked in for the entire term of your loan, you can have peace of mind knowing your principal & interest portion of your payment will …
Mortgage Free in Five Years This exclusive mortgage program is offered only at Family First. Our limited closing cost 5 year mortgage provides home owners the opportunity to lower your term without the high cost of a traditional mortgage refinance. Best of all, this program carries the lowest fixed rate we offer. Owning your home …
Piggyback Mortgages Piggyback Mortgages, commonly called “Combo” or “80-10-10 mortgages” are transactions where a second mortgage or home equity loan is taken out simultaneously to a first mortgage. Typically, real estate transactions include just one mortgage, but a piggyback mortgage includes two. Piggyback mortgages are often compatible with a new purchase or an existing refinance …
FHA Mortgages With an FHA loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down. These loans are insured by the Federal Housing Authority through the Department of Housing & Urban Development (HUD) and …
Veterans Affairs Home Loans VA loans are guaranteed by the Department of Veterans Affairs and are available to military veterans and active duty military (or their surviving spouse). VA loans can help eligible veterans to purchase or refinance a home with zero down payment! Additional flexibilities within this product can make it one of the …
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