Family First
Family First

Fraud Alert: We have received reports that our 585.586.8225 phone number is being spoofed with people claiming to be our Fraud Department and requesting personal information. Please do not give these people any personal information. Click here to read more. 

All Family First branches and the call center will be closed on Monday, September 4 for Labor Day. Have a safe and enjoyable holiday!

The Henrietta branch will be undergoing renovations during the next couple weeks which may lead to some dust and debris in the branch. We apologize for any inconvenience this may cause.


Family First Promotions: New COO & Directors Announced

Family First Promotions: New COO & Directors Announced Last Updated Written By Family First CU Family First is thrilled to announce not one, but three promotions within our team here at the credit union. Please join us in congratulating Eileen Ferris (COO), Brenda Stone (Director of Operations & NCBSO), and Joe Cellura (Director of Information Technology) …

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Piggyback Mortgages

Piggyback Mortgages Piggyback Mortgages, commonly called “Combo” or “80-10-10 mortgages” are transactions where a second mortgage or home equity loan is taken out simultaneously to a first mortgage.  Typically, real estate transactions include just one mortgage, but a piggyback mortgage includes two.  Piggyback mortgages are often compatible with a new purchase or an existing refinance …

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FHA Mortgages

FHA Mortgages With an FHA loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down.  These loans are insured by the Federal Housing Authority through the Department of Housing & Urban Development (HUD) and …

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Vacation Homes & Investment Property Mortgages

Vacation Homes & Investment Property Mortgages Family First FCU recognizes that Vacation and Investment property financing can present challenges but we have solutions.  Please contact the Mortgage Team to review your needs.  Each transaction and its accompanying financing package are individually designed to find solutions for you to consider.

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