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Interview with Patrick Smith, Mortgage Manager
June 26, 2020
First Family Credit Union
With the fed reducing rates several times in 2020 the country has reached some record lows – because of this we are sure there are a lot of people wondering “should I refinance?”
We interviewed one of our local experts, Patrick Smith, Mortgage Manager, so we could bring you firsthand and up to date information! Here’s what Patrick had to say.
There are several factors that you should take into account when considering this question. We can quickly determine the financial benefits when refinancing but you, as the homeowner, need to identify the “life” benefits.