Certificates of Deposit are currently not appearing in Home Banking and our Mobile App. Our vendor is aware of this and is working to fix the issue. We apologize for any inconvenience this may cause.
Hours Changes: Beginning the week of Jan. 4, 2021, the Penfield Branch and the Call Center will be closing at 5:00 pm on Fridays and the Henrietta Branch will be closed on Saturdays.
Attention: Online banking may be temporarily unavailable on Dec. 4th, 2020 due to scheduled maintenance. We apologize for any inconvenience.
For immediate assistance, please call or text us at 585.586.8225
Interview with Patrick Smith, Mortgage Manager
June 26, 2020
First Family Credit Union
With the fed reducing rates several times in 2020 the country has reached some record lows – because of this we are sure there are a lot of people wondering “should I refinance?”
We interviewed one of our local experts, Patrick Smith, Mortgage Manager, so we could bring you firsthand and up to date information! Here’s what Patrick had to say.
There are several factors that you should take into account when considering this question. We can quickly determine the financial benefits when refinancing but you, as the homeowner, need to identify the “life” benefits.