ALERT: Family First has recently been made aware of a scam spoofing both our 585.586.8225 and 1.800.356.1101 phone numbers. Please exercise caution if you receive a phone call claiming to be from our Fraud Department. Learn more here.
ATTENTION: Online & Mobile banking are currently unavailable. Our home banking vendor is aware of the issue and is working to resolve it. For immediate banking assistance, please call us at 585.586.8225.
All Family First branches and the Call Center will be closed on Thursday, June 19 for Juneteenth. We hope you have a safe and enjoyable holiday!
Family First’s Home Banking and Mobile App are currently intermittently unavailable. Our vendor is aware of this and is working to remedy the situation. We apologize for any inconvenience this may cause.
Fixed Rate Mortgages Are you looking for the security of a fixed interest rate and monthly payment? Make your budgeting easier with a traditional fixed-rate mortgage. Because your rate is locked in for the entire term of your loan, you can have peace of mind knowing your principal & interest portion of your payment will …
Mortgage Free in Five Years This exclusive mortgage program is offered only at Family First. Our limited closing cost 5 year mortgage provides home owners the opportunity to lower your term without the high cost of a traditional mortgage refinance. Best of all, this program carries the lowest fixed rate we offer. Owning your home …
Piggyback Mortgages Piggyback Mortgages, commonly called “Combo” or “80-10-10 mortgages” are transactions where a second mortgage or home equity loan is taken out simultaneously to a first mortgage. Typically, real estate transactions include just one mortgage, but a piggyback mortgage includes two. Piggyback mortgages are often compatible with a new purchase or an existing refinance …
FHA Mortgages With an FHA loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down. These loans are insured by the Federal Housing Authority through the Department of Housing & Urban Development (HUD) and …
Veterans Affairs Home Loans VA loans are guaranteed by the Department of Veterans Affairs and are available to military veterans and active duty military (or their surviving spouse). VA loans can help eligible veterans to purchase or refinance a home with zero down payment! Additional flexibilities within this product can make it one of the …
U.S. Department of Agriculture Loans Living in a rural or agricultural area? You may be eligible for a United States Department of Agriculture (USDA) loan. The USDA maintains a list of areas in which financing may be eligible and the amount of income earned is a factor. Contact the Mortgage Team with the address of …
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NMLS Number: 453880
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