Fraud Alert: We have received reports that our 585.586.8225 phone number is being spoofed with people claiming to be our Fraud Department and requesting personal information. Please do not give these people any personal information. Click here to read more. 

All Family First branches and the call center will be closed on Thursday, November 23 for Thanksgiving and closing early at 3:00 pm on Friday, November 24. Have a safe and enjoyable holiday!

The Henrietta branch will be undergoing renovations during the next couple weeks which may lead to some dust and debris in the branch. We apologize for any inconvenience this may cause.

Month: June 2023

Piggyback Mortgages

Piggyback Mortgages Piggyback Mortgages, commonly called “Combo” or “80-10-10 mortgages” are transactions where a second mortgage or home equity loan is taken out simultaneously to a first mortgage.  Typically, real estate transactions include just one mortgage, but a piggyback mortgage includes two.  Piggyback mortgages are often compatible with a new purchase or an existing refinance …

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FHA Mortgages

FHA Mortgages With an FHA loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down.  These loans are insured by the Federal Housing Authority through the Department of Housing & Urban Development (HUD) and …

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Vacation Homes & Investment Property Mortgages

Vacation Homes & Investment Property Mortgages Family First FCU recognizes that Vacation and Investment property financing can present challenges but we have solutions.  Please contact the Mortgage Team to review your needs.  Each transaction and its accompanying financing package are individually designed to find solutions for you to consider.

Manufactured / Mobile Home Mortgages

Manufactured / Mobile Home Mortgages Our Members spoke and we listened.  Manufactured housing can offer some challenges in financing.  Family First designed the program around the Member buying or refinancing their Manufactured home.  Are you looking for a long term, fixed rate mortgage for your manufactured home?  Manufactured Home Loans at Family First offer flexibilities …

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